USDA and FHA Pro and Con in Goldendale, Klickitat County, WA

In 2025, the USDA loan limit in Goldendale, within Klickitat, WA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the current USDA and FHA best rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, assisting in choosing the optimal program in for your financial requirements.

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2025 Loan Limits and Down Payment Requirements in Goldendale, Klickitat, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Goldendale, WA

Lendersa® aims to quickly secure the best possible USDA or FHA loan without a hassle. Start by choosing one of three pathways that assist in matching with lenders and exploring USDA loan programs.

Lendersa USDA loan request and results

What is a USDA Loan in WA?

USDA home loans, backed by the Department of Agriculture, are also known as USDA rural development loans or USDA mortgages and are exclusive to rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment, offering significant advantages to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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