USDA and FHA Pro and Con in Granger, Yakima County, WA
For 2025, in the county of Yakima, WA, the USDA loan limit in Granger is set at $336,500, whereas the FHA cap for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to effectively evaluate today's leading USDA versus FHA rates. This will help you establish the necessary income, credit, and reserve requirements, as well as documentation needed for eligibility. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice in for your specific financial situation.
2025 Loan Limitations and Down Payment Needs in Granger, Yakima, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Granger, WA
Lendersa® aims to secure the most suitable USDA or FHA loan for you quickly and with ease. Select one of three starting points to discover matching lenders and relevant USDA loan programs.
USDA home loans, backed by the U.S. Department of Agriculture and also known as USDA rural development loans or USDA mortgages, are exclusive to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, offering substantial benefits to eligible buyers.
In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
10073 Valley View St, Suite 409, Cypress, CA, 90630
Kinetic Mortgage full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Pride of Ownership Inc Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.
2201 E. Willow St, Suite C, Signal Hill, CA, 90755
The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755
North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.
