USDA Vs. FHA your options comparison in Granger, Yakima County, WA
For 2026, in the county of Yakima, WA, the USDA loan limit in Granger is set at $336,500, whereas the FHA cap for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to effectively evaluate today's leading USDA versus FHA rates. This will help you establish the necessary income, credit, and reserve requirements, as well as documentation needed for eligibility. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice in for your specific financial situation.
2026 Loan Limitations and Down Payment Needs in Granger, Yakima, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Granger, WA
Lendersa® aims to secure the most suitable USDA or FHA loan for you quickly and with ease. Select one of three starting points to discover matching lenders and relevant USDA loan programs.
USDA home loans, backed by the U.S. Department of Agriculture and also known as USDA rural development loans or USDA mortgages, are exclusive to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, offering substantial benefits to eligible buyers.
In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
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