USDA Vs. FHA your options comparison in Granger, Yakima County, WA
For 2026, in the county of Yakima, WA, the USDA loan limit in Granger is set at $336,500, whereas the FHA cap for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to effectively evaluate today's leading USDA versus FHA rates. This will help you establish the necessary income, credit, and reserve requirements, as well as documentation needed for eligibility. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice in for your specific financial situation.
2026 Loan Limitations and Down Payment Needs in Granger, Yakima, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Granger, WA
Lendersa® aims to secure the most suitable USDA or FHA loan for you quickly and with ease. Select one of three starting points to discover matching lenders and relevant USDA loan programs.
USDA home loans, backed by the U.S. Department of Agriculture and also known as USDA rural development loans or USDA mortgages, are exclusive to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, offering substantial benefits to eligible buyers.
Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.
CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.
State Highway Credit Union ("SHCU") is a state-chartered and member-owned credit union, rooted in the heart of Central Washington State, since 1938. SHCU exists to help our members fulfill their dreams, to live a high quality of life today, and to be financially set for their futures.
AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with:
commercial financing buying, selling, or leasing residential and commercial real estate buying or selling a business underwriting support for financial institutions
N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all
Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.
Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!
