USDA and FHA Pro and Con in Toppenish, Yakima County, WA

For 2025, the USDA loan threshold in Toppenish, located in the county of Yakima, WA, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate and contrast the most favorable USDA versus FHA rates available today. Clarify the income, credit history, reserves, and necessary documentation to qualify effectively. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to make an informed decision about the ideal program in tailored to your financial profile.

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Overview of 2025 Loan Limits and Downpayment Criteria in Toppenish, County of Yakima, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Programs in Toppenish, WA

The mission of Lendersa® is to swiftly provide you with the best USDA or FHA loan options without stress. Initiate one of three approaches to align yourself with lenders and USDA loan offerings.

Lendersa USDA loan inquiry and matching results

Understanding the USDA Loan in WA

The USDA home loan, endorsed by the government through the Department of Agriculture—alternatively referred to as a USDA rural development loan or mortgage—is specifically designated for rural regions. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage eliminates the need for a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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