USDA and FHA Pro and Con in Sunnyside, Yakima County, WA

For the year 2025, the USDA loan limit in Sunnyside, located in Yakima county of WA, is $336,500. Additionally, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze today's best rates for USDA versus FHA loans. This will help you determine the necessary income, credits, reserves, and documentation for qualification. Our mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program for your specific financial needs in .

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2025 Loan Limits and Downpayment Needs in Sunnyside, Yakima, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sunnyside, WA

Lendersa® is dedicated to promptly getting you the most suitable USDA or FHA loan without complications. Choose one of three initial strategies to connect with matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in WA

The USDA home loan, backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Campbell Financial Services, Inc.
  • 4181 Flat Rock Drive, Suite 250, Riverside, CA, 92505
  • Since 1989 Campbell Financial Services has continued with one purpose in mind: To meet the needs of our clientele by providing a full array of lending options in an efficient, straight-forward manner. We know you’re busy and that your time is important, and we’re committed to being your lending expert!
  • Inland Capital Finance
  • 4097 Trail Creek Road, Riverside, CA, 92505
  • Inland Capital Finance is a Southern California based Wholesale Mortgage Brokerage. At ICF we understand that you are an individual and that every individual is different. Over the years we have had many different clients with varying situations from those with excellent credit scores to those rebuilding their credit scores.
  • Loan Zone Mortgage, LLC.
  • 28225 Hwy 74, Suite 202, Evergreen, CO, 80439
  • The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Fox Valley Mutual Inc
  • 2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
  • Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
  • Colorado Hard Money
  • 1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439
  • Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
  • Northern Colorado Credit Union
  • 2901 S. 27th Avenue, Greeley, CO, 80631
  • Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
  • Novo Federal Credit Union
  • 2191 5th Street, Suite 202, Norco, CA, 92860
  • Novo Federal Credit Union was chartered in 1963 under the name CRC Federal Credit Union with $750.00 in assets on the day it opened for business. Today, the credit union proudly serves over 2,200 members with assets of just under 16 million dollars.Novo Federal Credit Union is clearly different and better than other financial institutions
  • Your Loan Connection
  • 2741 Hamner Avenue, Norco, CA, 92860
  • Yony started in the mortgage business in 2003. He truly enjoy this business as he get to help many families realize their homeownership dreams as well as helping families reduce their mortgage rates and payments. With over 17 years of experience in the mortgage lending industry he has gained the knowledge to tailor loan.
  • RAzone Mortgage Group
  • 2191 5th Street, Suite 203, Norco, CA, 92860
  • At RAzone Mortgage Group. We are a full-service mortgage company based in Norco, CA. We specialize in FHA, VA, Conventional, Jumbo in Norco, Corona, Riverside, and Orange. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in the zip code 92860
  • Spectrum Mortgage
  • 1791 3rd Street, Suite 200, Norco, CA, 92860
  • At Spectrum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Community Funding
  • 1780 Town & Country Drive, Suite 108, Norco, CA, 92860
  • At Community Funding Personal Service & Outstanding Interest Rates Approved with numerous Lenders, providing diverse financing options, including Conventional, FHA, VA, USDA, Reverse Mortgages, Hard Money, Self-Employed products, Purchase, Refinance, etc. Honest, Ethical AND Prompt Service Provided CA