For the year 2026, the USDA loan limit in Sunnyside, located in Yakima county of WA, is $336,500. Additionally, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today's best rates for USDA versus FHA loans. This will help you determine the necessary income, credits, reserves, and documentation for qualification. Our mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program for your specific financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to promptly getting you the most suitable USDA or FHA loan without complications. Choose one of three initial strategies to connect with matching lenders and appropriate USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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