The USDA loan limit in Hobart, within the county of King, WA, for 2025, is set at $713,000, while the FHA limit is $977,500 for single-family homes.
Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates and figure out the income, credit score, reserves, and paperwork necessary to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in choosing the most suitable program for your financial situation in Alabama.
Explore loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $977,500 | 3% |
The aim of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Choose among three options to get paired with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, the USDA loan does not mandate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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