USDA and FHA Pro and Con in Maple-Valley, King County, WA
In 2026, the USDA loan cap for Maple-Valley, in King county, WA, is $659,800. In comparison, the FHA limit for a single-family home is $776,250.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool helps you understand the required income, credit score, reserves, and documents needed for qualification. With our flagship mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding your decision on the optimal program for your financial needs in .
2026 Loan Limit and Downpayment Guidelines in Maple-Valley, King, WA
Loan Type
Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploring USDA and FHA Loan Options in Maple-Valley, WA
The aim of Lendersa® is to promptly connect you with the best USDA or FHA loan, without hassle. Choose from three starting paths leading to matched lenders and suitable USDA loan programs.
A USDA home loan, otherwise known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is strictly for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment whatsoever.
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