USDA Vs. FHA Pro and Con comparison in Black-Diamond, King County, WA

For the year 2025, the USDA loan limit in Black-Diamond, within King county of WA, is determined to be $659,800. In contrast, the FHA limit for a single-family home is $776,250.

Utilize the Lendersa® USDA loan calculator to compare current USDA against FHA rates and ascertain the income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs in parallel, aiding your decision on which option suits your financial situation in best.

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Loan Limits and Downpayment Details for 2025 in Black-Diamond, King, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Available USDA and FHA Loan Options in Black-Diamond, WA

Lendersa® strives to obtain the best USDA or FHA loan quickly and seamlessly. Choose one of the three starting approaches to find matched lenders and USDA loan offerings.

Lendersa USDA loan inquiries and results

Understanding USDA Loans in WA

A USDA home loan is insured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage. Available only in rural localities, it differs from FHA loans in that it requires no down payment, unlike the 3.5% minimum down payment for FHA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



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