For the year 2026, the USDA loan limit in Black-Diamond, within King county of WA, is determined to be $659,800. In contrast, the FHA limit for a single-family home is $776,250.
Utilize the Lendersa® USDA loan calculator to compare current USDA against FHA rates and ascertain the income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs in parallel, aiding your decision on which option suits your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $659,800 | 0% |
| FHA | $776,250 | 3.5% |
| Conventional Conforming | $776,250 | 3% |
Lendersa® strives to obtain the best USDA or FHA loan quickly and seamlessly. Choose one of the three starting approaches to find matched lenders and USDA loan offerings.
A USDA home loan is insured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage. Available only in rural localities, it differs from FHA loans in that it requires no down payment, unlike the 3.5% minimum down payment for FHA loans.
Enter your location to find out if it qualifies for USDA rural housing loan?
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