USDA Vs. FHA Pro and Con comparison in Black-Diamond, King County, WA
For the year 2025, the USDA loan limit in Black-Diamond, within King county of WA, is determined to be $659,800. In contrast, the FHA limit for a single-family home is $776,250.
Utilize the Lendersa® USDA loan calculator to compare current USDA against FHA rates and ascertain the income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs in parallel, aiding your decision on which option suits your financial situation in best.
Loan Limits and Downpayment Details for 2025 in Black-Diamond, King, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Available USDA and FHA Loan Options in Black-Diamond, WA
Lendersa® strives to obtain the best USDA or FHA loan quickly and seamlessly. Choose one of the three starting approaches to find matched lenders and USDA loan offerings.
A USDA home loan is insured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage. Available only in rural localities, it differs from FHA loans in that it requires no down payment, unlike the 3.5% minimum down payment for FHA loans.
Cashback Loans was founded for the purpose of serving Southern California residents. We opened our first two locations in 2003 and have now grown to 29 convenient locations. We are dedicated to providing our Southern California clients with quick, efficient loans and only the best customer service.
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We help our clients with whatever challenges they may be facing by using our entrepreneurial spirit, broad based experience, consultative approach and local decision making. You can count on us for candid and sound professional advice whether it’s proactively identifying an opportunity or mitigating a risk.
Popish Mortgage Group has been helping people achieve their dreams of homeownership since 2009. We specialize in first time home buyers but are highly experienced with all types of buyers. Whether you're looking for a conventional loan, VA loan, Jumbo or even a home renovation loan, Popish Mortgage Group is your trusted Colorado mortgage lender.
1499 West 120th Avenue, Suite 110, Westminster, CO, 80234
Pathway Home Lending is a Mortgage Brokerage that helps families achieve the dream of homeownership! Finding a great mortgage can be stressful and time-consuming. At Pathway Home Lending, finding the right mortgage for you is what we do. We know which lenders have the best rates to fit your needs
1120 West 122nd Avenue, Suite 106, Westminster, CO, 80234
The mortgage world is constantly evolving and we will help you navigate these uncharted waters. We have a commitment to tailor the best mortgage to meet your objectives and pride ourselves on honesty, transparency, and flawless execution. We are the Mile High City’s Low Cost Lender. Let us start helping you today.
At Peak Mortgage Solutions, where we specialize in residential mortgages. At Peak Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Westminster FCU was founded in 1960 by 12 Westminster Volunteer Fireman. The 'office' was a drawer in the secretary's desk of the city manager. WFCU has had several offices and has resided at its current location since 2001. The credit union is now a full service financial institution, offering everything from checking to mortgages.
COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.