USDA VS FHA in Maple-Heights-Lake-Desire, King County, WA
For 2026, the USDA loan limit in Maple-Heights-Lake-Desire, located in King, WA, is $659,800. In contrast, the FHA limit for a single-family home is $776,250.
Use the Lendersa® USDA loan calculator to evaluate the current best rates for USDA versus FHA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program in is best for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Maple-Heights-Lake-Desire, King, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploring USDA and FHA Loan Options in Maple-Heights-Lake-Desire, WA
The mission of Lendersa® is to provide you with the best USDA or FHA loan available without unnecessarily complicating the process. Choose from three starting routes that lead to matching lenders and USDA loan programs designed for your needs.
A USDA home loan, supported by the U.S. Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans which require a minimum down payment of 3.5%, USDA mortgages require none, providing a considerable advantage.
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