USDA VS FHA in Maple-Heights-Lake-Desire, King County, WA
For 2026, the USDA loan limit in Maple-Heights-Lake-Desire, located in King, WA, is $659,800. In contrast, the FHA limit for a single-family home is $776,250.
Use the Lendersa® USDA loan calculator to evaluate the current best rates for USDA versus FHA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program in is best for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Maple-Heights-Lake-Desire, King, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploring USDA and FHA Loan Options in Maple-Heights-Lake-Desire, WA
The mission of Lendersa® is to provide you with the best USDA or FHA loan available without unnecessarily complicating the process. Choose from three starting routes that lead to matching lenders and USDA loan programs designed for your needs.
A USDA home loan, supported by the U.S. Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans which require a minimum down payment of 3.5%, USDA mortgages require none, providing a considerable advantage.
Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
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Since 1970 Lufthansa Employee Federal Credit Union has been there for all Lufthansa Group companies delivering financial security and service. We are employee owned and non-profit so whether you are getting a mortgage or loan, or saving for that something special, your Credit Union is here to help.
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If you are not currently a member, you may want to browse our site
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