USDA Vs. FHA your options comparison in Covington, King County, WA
In 2026, the USDA loan limit within Covington, King county, WA, is $713,000, while for a single-family home, the FHA limit is $977,500.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Covington, King, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Options in Covington, WA
At Lendersa®, our goal is to promptly obtain the best USDA or FHA loan for you, without any hassle. Choose from one of three starting points to match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages do not require any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2665 Villa Creek Drive, Suite 252, Dallas, TX, 75234
Nonprofit Mortgage is a new and unique mortgage company. We have a large range of mortgage products for your home purchase or refinance. Nonprofit Mortgage provides down payment assistance to underserved home buyers and those who have experienced a financial setback due to an illness in their household.
"Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today! When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."
5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039
Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline
5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039
Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
2121 West Airport Freeway, Suite 550, Irving, TX, 75062
Open House Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
4425 W Airport Freeway, Suite 236, Irving, TX, 75062
At Petra Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano.
At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.
DFW Investor Lending, LLC - Hard Money Lending Dallas
16801 Addison Road, Suite 410, Addison, TX, 75001
DFW Investor Lending, LLC, the best solution for your Dallas-Fort Worth and North Texas real estate investor financing needs.With decades of experience in the investor community, we are not just Hard Money Lenders, but also licensed appraisers, landlords, wholesalers, and flippers. In short, we do, what you do and more
5080 Spectrum Drive, Suite 1000 East, Addison, TX, 75001
"At AFD Lending Source, Inc, our vision is reflected in how we treat our customers and employees.
We treat all internal and external partners with integrity, fairness and honesty, as we strive to provide a unique and professional experience. We truly believe that with an unwavering commitment to our vision,"
