FHA Vs. USDA loan program for Covington, King County, Washington

In 2025, USDA loan limit in Covington, county of King, WA is $713,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Covington, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(513) 313-7899 1958 miles Lender's profile and map Reviews Zipfel Capital 3440 Edwards Rd, Cincinnati, OH, 45208 We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
(513) 793-6400 1958 miles Lender's profile and map Reviews Mortgage House of America LLC 3530 Edwards Road, Cincinnati, OH, 45208 Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
(513) 796-6020 1958 miles Lender's profile and map Reviews Queen City Mortgage Company, LLC 8150 Corporate Park Dr, Suite 200, Cincinnati, OH, 45242 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(513) 791-2700 1958 miles Lender's profile and map Reviews McKinley Mortgage 4520 Cooper Road, Suite 301, Cincinnati, OH, 45242 McKinley Mortgage was founded in 1997 as the vision of its owner Paul V. Luck III. The company is named after the late President McKinley. We are here to help our goal at McKinley Mortgage is to try and put you in a better financial position than you are now. After the loan process McKinley Mortgage has been servicing Ohio and Kentucky since 1997
(513) 498-5626 1958 miles Lender's profile and map Reviews River City Mortgage 4555 Lake Forest Drive, Suite 450, Cincinnati, OH, 45242 River City Mortgage is a full service direct mortgage lender offering an easy, customized experience for each client. In the beginning, they grew steadily by staying abreast of daily market trends and partnering with lenders in neighboring states to service clients in the Tristate area.
513 247 0501 1958 miles Lender's profile and map Reviews Build Realty 9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242 Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks. Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing
(513) 247-0300 1958 miles Lender's profile and map Reviews Union Savings Bank 8534 E. Kemper Rd., Cincinnati, OH, 45249 At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors. Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
(513) 530-9351 1958 miles Lender's profile and map Reviews Emery Federal Credit Union 7890 E. Kemper Rd., Cincinnati, OH, 45249 Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.
(513) 769-6900 1958 miles Lender's profile and map Reviews Rapid Mortgage Company 7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249 Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.
(601) 922-7055 1958 miles Lender's profile and map Reviews Jackson Area Federal Credit Union 5675 Highway 18 West, Jackson, MS, 39209 Jackson Area FCU opened its doors in February 1953, as the City of Jackson Municipal Employees FCU. Today, Jackson Area FCU is made up of 70 plus SEG. Anyone who works for one of our SEG's is eligible to join Jackson Area FCU. Jackson Area FCU also serves the underserved in Hinds County, MS, which means anyone who lives, works, worships.