USDA and FHA Pro and Con in Kenmore, King County, WA
In the year 2026, the USDA loan maximum in Kenmore, located in King county of WA, amounts to $713,000, while the FHA cap for a single-family home is $977,500.
Use the Lendersa® USDA loan calculator to evaluate today's premier USDA and FHA rates and to determine required income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial scenario best.
2026 Loan Limits and Down Payment Requirements in Kenmore, King, WA
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Exploring USDA and FHA Loan Options in Kenmore, WA
The aim of Lendersa® is to offer you the optimal USDA or FHA loan swiftly and without complications. Choose one of three starting options to pair with lenders and USDA loan offerings.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also called a USDA rural development loan or mortgage. These loans are available exclusively in rural communities, and unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment at all.
Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.
19125 North Creek Parkway, Suite 120, Bothell, WA, 98011
Lends in Washington
Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.
19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
Lends in Washington
Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.
New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.
Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
19125 North Creek Parkway, Suite 210, Bothell, WA, 98011
Lends in Washington
TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker.
Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.
Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
Northwest Neighborhood Realty and Northwest Home Loan is committed to helping you either find the right home or mortgage product for your needs. We understand that every buyer and borrower is different. We offer a variety of products to meet your individual requirements. When you submit a loan request with us, we will work closely.
