USDA Vs. FHA your options comparison in Kenmore, King County, WA
In the year 2025, the USDA loan maximum in Kenmore, located in King county of WA, amounts to $713,000, while the FHA cap for a single-family home is $977,500.
Use the Lendersa® USDA loan calculator to evaluate today's premier USDA and FHA rates and to determine required income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial scenario best.
2025 Loan Limits and Down Payment Requirements in Kenmore, King, WA
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Exploring USDA and FHA Loan Options in Kenmore, WA
The aim of Lendersa® is to offer you the optimal USDA or FHA loan swiftly and without complications. Choose one of three starting options to pair with lenders and USDA loan offerings.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also called a USDA rural development loan or mortgage. These loans are available exclusively in rural communities, and unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment at all.
AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you.
Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars
In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.
Our family at Mortgage Team 1 is committed to providing our clients with the highest quality financial services. Our professional Mortgage Planners will work with you one on one to ensure that you get a financial plan that is tailored specifically to meet your mortgage needs. Whether you are purchasing your dream home,
Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
Westside Community Federal Credit Union is now serving the communities of Chili, Churchville, Ogden, Riga and Sweden. Also included are spouses of persons who died while within the field of membership of this credit union, persons retired as pensioners or annuitants from the above employment, members of their immediate family or household,
Blue Flame Credit Union was established in 1954. We now service Spire Energy, Felder Services, and their immediate family members. We are not for profit, not for charity, but for service. At the Blue Flame Credit Union we strive for 100% satisfaction to our members. Our policy is once a member always a member.
The Infirmary Federal Credit Union (TIFCU) was chartered in September 1974, to serve the employees of Mobile Infirmary. As The Infirmary has grown, so has the Credit Union’s field of membership. Please see below for membership eligibility. The Infirmary Federal Credit Union is a not-for-profit, member owned, federally insured financial institution
Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
