USDA Loan Vs. FHA loan for Lake-Forest-Park, WA [King County Rates 2023]

In 2025, USDA loan limit in Lake-Forest-Park, county of King, WA is $659,800 while FHA limit is $776,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-Forest-Park, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(423) 727-7701 2187 miles Lender's profile and map Reviews Johnson County Bank 241 West Main Street, Mountain City, TN, 37683 Johnson County Bank is locally owned and operated, and has been in the community since 1975. Our families have been a part of the community since before the bank was formed As members of the community ourselves, we understand that decisions affecting the bank also affect others in the community.
(423) 727-7799 2187 miles Lender's profile and map Reviews Carter Finance & Thrift Corporation 140 Pioneer Village, Mountain City, TN, 37683 Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.
(828) 254-1582 2187 miles Lender's profile and map Reviews Arcade Credit Union 151 Patton Avenue, Suite 280, Asheville, NC, 28801 Arcade Credit Union is a non-profit financial cooperative that is owned by its members. We were chartered in 1952 and serve the employees and retirees of the Federal Building and the Federal Courthouse Building. We also serve multiple companies. All members’ immediate families are also eligible for membership.
(828) 776-8632 2187 miles Lender's profile and map Reviews ALFIE 19 Arlington Street, Asheville, NC, 28801 ALFIE is a real estate collateral-based lender specializing in creative solutions for individuals looking to purchase or refinance a variety of real estate investments. At ALFIE, we recognize that traditional financing isn't always an option or may not be the right fit for your needs.
(800) 627-1632 2187 miles Lender's profile and map Reviews HomeTrust Bank 10 Woodfin Street, Asheville, NC, 28801 HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support. We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.
(828) 274-1515 2187 miles Lender's profile and map Reviews Plum Dog Financial LLC 218 Patton Avenue, Asheville, NC, 28801 PlumDog, we believe the most important decision a client makes is choosing the right mortgage company to assure the best possible results for their investment. When dealing with your largest asset and greatest liability, one quickly understands the need for personalized lending assistance.
(828) 571-0219 2187 miles Lender's profile and map Reviews Lucid Lending 47 Orange Street, Suite B, Asheville, NC, 28801 At Lucid Lending we look forward to matching you with the best mortgage program to fit your needs. We know everyone has a different situation, some are more unique that others, and it is important that you work with someone that has the knowledge and experience of the constantly changing mortgage industry.
(470) 206-8655 2188 miles Lender's profile and map Reviews Goldwater Home Loans Inc 1755 East Park Place Blvd, Stone Mountain, GA, 30087 Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.
(770) 270-9044 2188 miles Lender's profile and map Reviews First American Financial Mortgage Corp 7302 Wood Hollow Way, Stone Mountain, GA, 30087 We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.
(814) 262-9117 2188 miles Lender's profile and map Reviews Franklin Johnstown Federal Credit Union 310 Bloomfield Street, Johnstown, PA, 15904 The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
(888) 221-1443 2188 miles Lender's profile and map Reviews Harvest Financial Associates LLC 2637 Flat Shoals Road, Decatur, GA, 30034 Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
(678) 407-1182 2188 miles Lender's profile and map Reviews Mortgage Solutions Network 197 W Crogan St, Lawrenceville, GA, 30046 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.