USDA VS FHA in Lake-Forest-Park, King County, WA

In the year 2026, the USDA loan limit for a single-family residence in Lake-Forest-Park, found in the county of King, WA, is set at $659,800, whereas the FHA limit is $776,250.

Utilize the Lendersa® USDA loan calculator to measure and contrast the leading USDA against FHA rates available today. This will help you determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to make informed decisions on the most suitable program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Lake-Forest-Park, County of King, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

USDA and FHA Loan Options in Lake-Forest-Park, WA

The objective of Lendersa® is to secure the most beneficial USDA or FHA loan for you promptly and seamlessly. You can begin with any of three initial approaches that pair you with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

The USDA home loan is supported by the government through the Department of Agriculture and is also known as a USDA rural development loan or mortgage. It is restricted to rural areas only. Unlike FHA loans that demand a minimum of 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lake-Forest-Park Lenders

  • All City Mortgage, LLC
  • 7225 North East 149th, Place Kenmore, WA, 98028
  • Lends in Washington
  • Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.

  • Pacific Coast Financial LLC
  • 2150 North 107th Street, Suite 170, Seattle, WA, 98133
  • Lends in Washington
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • 1st Security Bank of Washington
  • 6920 220th St SW, Mountlake Terrace, WA, 98043
  • Lends in Washington
  • At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.

  • Northwest Home Loan
  • 10402 35th Avenue North East, Seattle, WA, 98125
  • Lends in Washington
  • Northwest Neighborhood Realty and Northwest Home Loan is committed to helping you either find the right home or mortgage product for your needs. We understand that every buyer and borrower is different. We offer a variety of products to meet your individual requirements. When you submit a loan request with us, we will work closely.

  • eLink Mortgage LLC
  • 3207 NE 125th St, Seattle, WA, 98125
  • Lends in Washington
  • eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.

  • Cascade Lending Group LLC
  • 4720 200th Street Southwest, Suite 205, Lynnwood, WA, 98036
  • Lends in Washington
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Advisory Lending Group
  • 19125 North Creek Parkway, Suite 120, Bothell, WA, 98011
  • Lends in Washington
  • Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.

  • Accelin Loans, LLC
  • 19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
  • Lends in Washington
  • Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.

  • New Horizon Capital Funding
  • 17223 94th Place NE, Bothell, WA, 98011
  • Lends in Washington
  • New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.

  • Archstone Home Mortgage
  • 18613 103rd Ave NE, Bothell, WA, 98011
  • Lends in Washington
  • Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.