In the year 2026, the USDA loan cap in Bothell, located in the county of King, WA, is set at $713,000. Meanwhile, for a single-family residence, the FHA limit stands at $977,500.
Utilize the Lendersa® USDA loan comparison calculator to evaluate today's top USDA and FHA rates, understanding the financial requirements including income, credit, reserves, and necessary documentation for qualification. This sophisticated mortgage comparison tool allows a side-by-side look at USDA, FHA, Conforming, and VA options to choose the most suitable program for your unique financial needs in .
2026 loan caps and initial payment requirements in Bothell, county of King, WA
Type of Loan
Cap Limit
Initial Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Options for USDA and FHA loans in Bothell, WA
The mission of Lendersa® is to facilitate your access to the optimal USDA or FHA loan swiftly and effortlessly. Choose from three starting points to connect with relevant lenders and USDA loan schemes.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designed for use in rural areas exclusively. Unlike FHA loans requiring a minimum 3.5% down, USDA mortgages require no down payment at all.
Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
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MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.
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