In the year 2026, the USDA loan cap in Bothell, located in the county of King, WA, is set at $713,000. Meanwhile, for a single-family residence, the FHA limit stands at $977,500.
Utilize the Lendersa® USDA loan comparison calculator to evaluate today's top USDA and FHA rates, understanding the financial requirements including income, credit, reserves, and necessary documentation for qualification. This sophisticated mortgage comparison tool allows a side-by-side look at USDA, FHA, Conforming, and VA options to choose the most suitable program for your unique financial needs in .
2026 loan caps and initial payment requirements in Bothell, county of King, WA
Type of Loan
Cap Limit
Initial Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Options for USDA and FHA loans in Bothell, WA
The mission of Lendersa® is to facilitate your access to the optimal USDA or FHA loan swiftly and effortlessly. Choose from three starting points to connect with relevant lenders and USDA loan schemes.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designed for use in rural areas exclusively. Unlike FHA loans requiring a minimum 3.5% down, USDA mortgages require no down payment at all.
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