USDA Vs. FHA your options comparison in Bothell-West, Snohomish County, WA
As of 2025, the USDA loan cap for Bothell-West, found within Snohomish county, WA, is set at $659,800, whereas the FHA limit for a single-family residence is $776,250.
To compare today's most favorable USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It helps assess the needed income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans side by side in , enabling you to identify the program that best harmonizes with your financial context.
2025 Limits and Down Payment Details in Bothell-West, Snohomish, WA
Type of Loan
Maximum Limit
Initial Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conforming Conventional
$776,250
3%
Options for USDA and FHA Loans in Bothell-West, WA
Lendersa® aims to swiftly and smoothly facilitate the acquisition of the best USDA or FHA loan for you. Choose one among three initial paths that lead to matching lenders and accessible USDA loan arrangements.
The USDA loan, backed by the United States Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, targets rural communities exclusively. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA loan requires none.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.
Metro Park Mortgage Group LLC founder of the Twila Reed she started career in 1997 as a loan officer assistant and gradually moved the up ranks of becoming a loan processor then a loan originator. In 2000, I recall saying to myself, these guys are making a lot of money and making great friends. My next goal was to become that person.
PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.
For financing a new home, saving for retirement, or just accessing your money quickly
A B Federal Credit Union was chartered in 1962 under the name of Altoona Butterick Federal Credit Union in Altoona, PA. Today A B Federal Credit Union has expanded its field of membership to serve the employees and family of numerous local companies. A B Federal Credit Union is here to serve its members.
At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.
4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503
Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
