USDA VS FHA in Bothell-West, Snohomish County, WA

As of 2025, the USDA loan cap for Bothell-West, found within Snohomish county, WA, is set at $659,800, whereas the FHA limit for a single-family residence is $776,250.

To compare today's most favorable USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It helps assess the needed income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans side by side in , enabling you to identify the program that best harmonizes with your financial context.

Explore loan proposals from a network of 100 lenders

2025 Limits and Down Payment Details in Bothell-West, Snohomish, WA

Type of Loan Maximum Limit Initial Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conforming Conventional $776,250 3%

Options for USDA and FHA Loans in Bothell-West, WA

Lendersa® aims to swiftly and smoothly facilitate the acquisition of the best USDA or FHA loan for you. Choose one among three initial paths that lead to matching lenders and accessible USDA loan arrangements.

Lendersa USDA loan request and results alignment

Understanding USDA Loans in WA

The USDA loan, backed by the United States Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, targets rural communities exclusively. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fayette Federal Credit Union
  • 6058 Robert C Byrd Drive, Mount Hope, WV, 25880
  • Fayette Federal Credit Union is a member owned organization whose mission is to meet the needs of all of our members by providing quality, personalized service while maintaining financial stability. We seek to provide ultimate member satisfaction in an ethical and financially sound manner.
  • Olde Towne Mortgage
  • 132 Boone St, Suite 1, Jonesborough, TN, 37659
  • At Olde Towne Mortgage We work within the wholesale sector of the mortgage industry with access to hundreds of lenders so we're able to close MORE than just a cookie-cutter loan & at rates lower than retail. we offer Residential or Commercial loans, every borrower is different so we believe in having a mortgage portfolio that is as unique as you.
  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.
  • Marion Center Bank
  • 1271 Indian Springs Rd., Indiana, PA, 15701
  • Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.
  • First Commonwealth Bank
  • 601 Philadelphia St, Indiana, PA, 15701
  • We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals. Our success is built on creating an authentic community banking experience
  • American Dream Mortgage, Inc.
  • 164 Philadelphia St, Indiana, PA, 15701
  • Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.
  • First Peoples Bank, Inc.
  • 200 First Street, Mullens, WV, 25882
  • First Peoples Bank ATM is located in Mullens, West Virginia, and was founded in 1926. At this location, First Peoples Bank ATM employs approximately 20 people. This business is working in the following industry: Financial services. Annual sales for First Peoples Bank ATM are around USD 3,255,000.00.
  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.