USDA Loan Vs. FHA loan for Shoreline, WA [King County ]

In 2026, the USDA loan limit for Shoreline, in King County, WA, is $713,000. By comparison, the FHA limit for a single-family home is $977,500.

Utilize the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program is best for your financial needs in .

USDA and FHA Loan Options in Shoreline, WA

Lendersa® aims to quickly secure the best USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in WA?

A USDA home loan, also known as a USDA rural development loan, is offered by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.

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(800) 764-9831 Lender's profile and map Reviews Home Financing Direct, LLC 12013 Nevada Dr, Austin, TX, 78738 Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today
(512) 328-4545 Lender's profile and map Reviews Charter Lending Corp. 5417 Lipan Apache Bend, Austin, TX, 78738 Charter Lending has been offering lower mortgage rates with superior service in Austin for over 10 years. You always get complete and accurate rates and fees with no cost or obligation. You don’t have to fill out a lot of forms. We value the successful self employed and/or sophisticated borrower.
(512) 705-1020 Lender's profile and map Reviews Lakeway Lending 2802 Flintrock Trace# 212, Austin, TX, 78738 Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(618) 283-1141 Lender's profile and map Reviews The FNB Community Bank 432 W. Gallatin St., Vandalia, IL, 62471 The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.
(903) 656-2576 Lender's profile and map Reviews North East Texas Credit Union 1115 Lone Star Boulevard, Lone Star, TX, 75668 North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(618) 487-5161 Lender's profile and map Reviews First State Bank of Beecher City 101 South Charles Street, Beecher City, IL, 62414 First State Bank of Beecher City has been providing personal service to its friends and neighbors. Beginning as a private institution, P.R. Phillips & Co, Bankers of Beecher City started in 1907. Later in 1910, The First State Bank of Beecher City was incorporated with 14 original stockholders and began construction of a new building.
(217) 337-0240 Lender's profile and map Reviews Urbana Municipal Employees Credit Union 1606 N Willow View Road, Suite 1-O, Urbana, IL, 61802 The mission of the Urbana Municipal Employees Credit Union is to provide a member owned financial institution to encourage thrift among its members and create a source of credit at a reasonable rate of interest. The Urbana Municipal Employees Credit Union will provide members with the opportunity of borrowing money while at the same time saving mon
(231) 775-2081 Lender's profile and map Reviews Wexford Community Credit Union 1021 North Mitchell Street, Cadillac, MI, 49601 Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.
(231) 779-9817 Lender's profile and map Reviews Genisys Mortgage Professionals 116 E. Nelson St., Cadillac, MI, 49601 Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
(512) 820-7812 Lender's profile and map Reviews Home Inspired Lending LLC 5508 Sabbia Cove, Round Rock, TX, 78665 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 841-7557 Lender's profile and map Reviews JNC Mortgage Company 8105 Porto Cove, Round Rock, TX, 78665 JNC Mortgage is an incorporated full service mortgage company which has been providing home loans for first time buyers and growing families since 1998. At JNC Mortgage our residential mortgage experts specialize in helping you find the best loan available that fits your family's.
(512) 627-1287 Lender's profile and map Reviews Mark Monreal & Associates 13001 Debarr Drive, Austin, TX, 78729 Mark Monreal & Associates we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.