USDA Loan Vs. FHA loan for Kent, WA [King County ]

For 2026, the USDA loan limit within Kent, located in King County, WA, is $713,000; meanwhile, the FHA limit for a single-family residence stands at $977,500.

Leverage the Lendersa® USDA loan calculator to contrast the best rates between USDA and FHA as of today, and determine what income, credit score, financial reserves, and documentation are necessary for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you identify the best program for your financial needs in .

USDA and FHA Loan Options in Kent, WA

The purpose of Lendersa® is to deliver the most suitable USDA or FHA loan promptly, without any hassle. You can begin from one of three options that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also termed as a USDA rural development loan or USDA mortgage, intended only for rural areas. FHA loans require at least a 3.5% down payment, whereas a USDA mortgage demands no down payment at all.

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(918) 788-3373 Lender's profile and map Reviews Welch State Bank 396 S Commercial St, Welch, OK, 74369 We are a local bank, with local people, that make local decisions. At Welch State Bank, we have the Lending experts to help with your financing needs and we offer a variety of consumer loans, including Home Purchase, Home Improvement, Construction, Auto, Boat, and other-purpose loans.
(319) 465-5921 Lender's profile and map Reviews Citizens State Bank 117 West First Street, Monticello, IA, 52310 Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
(800) 335-7662 Lender's profile and map Reviews Dowell Federal Credit Union 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105 When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
(918) 749-2274 Lender's profile and map Reviews Mortgage Clearing Corporation 5612 South Lewis Avenue, Tulsa, OK, 74105 "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
(918) 664-6000 Lender's profile and map Reviews Oklahoma Central Credit Union 4956 S Peoria Ave, Tulsa, OK, 74105 At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors. The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
(319) 354-7501 Lender's profile and map Reviews Residential Mortgage Network, Inc. 2507 Highlander Place, Iowa City, IA, 52245 Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
(319) 653-7256 Lender's profile and map Reviews Federation Bank 102 East Main Street, Washington, IA, 52353 Federation” is commonly defined a union of organizations. We believe that we are more than just a union of organizations but also a union of communities by serving Washington, Brighton, Richland and Wellman, Iowa. We belong together because “Together We’re Strong and In 1906, Rubio Savings Bank was chartered as a state bank in the railroad town of
(319) 653-2151 Lender's profile and map Reviews Washington State Bank 121 S Marion Ave, Washington, IA, 52353 Washington State Bank was originally chartered in 1932 in Washington, Iowa and has since opened up two additional branches in Columbus Junction and Fairfield. The bank offers many fine products and services including online banking, mobile banking, account options, loans, fraud protection and more.
(715) 675-8296 Lender's profile and map Reviews M.E. Employees Credit Union 111 E Randolph Street, Wausau, WI, 54401 M.E. Employees Credit Union serves more than 1500 members. We are governed by a Board of Directors composed entirely of MEECU members whom are elected by the membership. We are a member-owned not-for-profit financial institution striving to bring financial health to all our members.