USDA Vs. FHA Pro and Con comparison in SeaTac, King County, WA

In 2025, the USDA loan ceiling in SeaTac, situated within King county, WA, is $713,000, whereas the FHA limit for a single-family home reaches $977,500.

Utilize Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. This tool determines the necessary income, credit score, reserves, and documentation needed. By using our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA side by side, aiding in selecting the most suitable program for your financial needs in .

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2025 Loan Limits and Downpayment Needs in SeaTac, King, WA

Loan Type Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in SeaTac, WA

The goal of Lendersa® is to connect you with the optimal USDA or FHA loan swiftly and without hassle. Begin by choosing one of three starting points that lead to matching lenders and suitable USDA loan programs.

Results of Lendersa USDA loan applications and matches

Understanding the USDA Loan in WA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans eliminate this requirement entirely.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Parker Lending LLC
  • 1156 Bowman Road, Suite 200, Mount Pleasant, SC, 29464
  • Parker Lending company Arthur "Chip" Parker is the owner of the company he here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy When you're ready, the next step in getting a low rate mortgage.
  • PMC MORTGAGE
  • 1041 Johnnie Dodds Boulevard, Suite 15B, Charleston, SC, 29464
  • PMC Mortgage Corporation has been providing home loans for purchase and refinance since 1992. For 29 years, our success has been a result of a simple combination of providing the most competitive terms available along with giving good, professional, honest advice to our clients. We are most appreciative of our loyal client and referral base.
  • Ascend Financial Group
  • 875 Lowcountry Blvd, Suite 209, Mount Pleasant, SC, 29464
  • Ascend Financial Group is a boutique mortgage company excelling in exceptional customer experience, conservative financial values, innovative mortgage technology and enduring client relationships. Our mission is to serve our customers with honesty, integrity and excellence. Our goal is to provide home loans to our clients
  • Lucey Mortgage Corporation
  • 861 Coleman Blvd, Mount Pleasant, SC, 29464
  • Lucey Mortgage Corp is a financial services company based out of 861 Coleman Blvd, Mt Pleasant, South Carolina, United States. Lucey Mortgage Corporation has been locally owned and operated by Lorcan Lucey since 1990. We specialize in FHA, VA, Conventional, and Jumbo loans Whether you're buying your home, refinancing, buying a vacation home
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  • 162 N Gross Rd, Kingsland, GA, 31548
  • United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
  • Coastal Mortgage Company
  • 24 Andrews Way, Kingsland, GA, 31548
  • We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.
  • The Town of Hempstead Employees Federal Credit Union
  • 1830 Grand Avenue, Baldwin, NY, 11510
  • The Town of Hempstead Employees Federal Credit Union was born in 1963, when ten men envisioned a need for their fellow workers and families. These ten men; Jerome Lowenthal, Andrew J. Parise, Paul Satz, Joseph J. Zaharis, Abram C. Williams, Quentin D. Suits, Frank J. Vurture, Gerard J. Venter, Robert J. Scaramuccia, Robert G. Smith, personified the
  • Skyline Financial Federal Credit Union
  • 3528 East Main St, Waterbury, CT, 06705
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  • Brass Financial Group
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  • Lufthansa Employee Federal Credit Union
  • 1900 Hempstead Turnpike, Suite 408, East Meadow, NY, 11554
  • Since 1970 Lufthansa Employee Federal Credit Union has been there for all Lufthansa Group companies delivering financial security and service. We are employee owned and non-profit so whether you are getting a mortgage or loan, or saving for that something special, your Credit Union is here to help. We offer a full range of products and service