USDA and FHA Pro and Con in Mount-Vista, Clark County, WA
As of 2025, the USDA loan limit in Mount-Vista, within the county of Clark, WA, is set at $439,800. In contrast, the FHA limit for a single-family home is $517,500.
Utilize the Lendersa® USDA loan calculator to assess the top USDA vs. FHA rates available today. Determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, ensuring you select the best program in for your financial needs.
Key 2025 Loan Limits and Downpayment Details in Mount-Vista, County of Clark, WA
Loan Type
Loan Limit
Down Payment
USDA
$439,800
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Alternatives in Mount-Vista, WA
The primary goal of Lendersa® is to help you secure the most suitable USDA or FHA loan, quickly and without hassle. Choose from one of three starting points that connect you with compatible lenders and USDA loan options.
A USDA home loan, secured by the Department of Agriculture—often called a USDA rural development loan or mortgage—is exclusively available in rural areas. In contrast to FHA loans mandating a minimum 3.5% down payment, USDA mortgages require no down payment at all.
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