USDA Loan Vs. FHA loan for Woodland, WA [Cowlitz County Rates 2023]

In 2025, USDA loan limit in Woodland, county of Cowlitz, WA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodland, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 397-2376 15 miles Lender's profile and map Reviews InRoads Credit Union 1720 St Helens St, Saint Helens, OR, 97051 InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
(360) 571-5626 17 miles Lender's profile and map Reviews Creekside Mortgage, Inc. 4601 NE 77th Ave, Suite 100, Vancouver, WA, 98662 You could search the Pacific NW high and low and never find a company more dedicated to you, the borrower. With more than 80+ years of combined experience in the real estate industry, our professionals work hard for you to ensure a smooth and successful transaction. We are committed to quality customer service - putting the people we serve first.
(360) 882-0802 17 miles Lender's profile and map Reviews Cascade Northern Mortgage 7710 Northeast Greenwood Drive, Suite 170, Vancouver, WA, 98662 Cascade Northern Mortgage is a trusted name for your mortgage needs. With nearly 4 decades of experience in the mortgage industry and licensed mortgage brokers in both Washington and Oregon, we can help you achieve the financial solution that works best for you. As experienced mortgage loan officers.
(360) 694-7751 18 miles Lender's profile and map Reviews Longshoremen’s Local 4 Federal Credit Union 1209 Ingalls Street, Vancouver, WA, 98660 Longshoremen’s Local 4 Federal Credit Union was established on the evening of March 1, 1956. The original name of the credit union was 1-4 Federal Credit Union. It was located in the hiring hall with limited hours of operation. We were founded by Local 4 Longshoremen to serve members of Local 4 and their families
(360) 834-2231 18 miles Lender's profile and map Reviews Riverview Community Bank 900 Washington St, Vancouver, WA, 98660 Riverview Bancorp, Inc. is the holding company of Riverview Community Bank, a progressive community-oriented financial institution that emphasizes local, personal service throughout Southwest Washington and the Portland metropolitan area. The Company provides personal and commercial financial solutions through its network of 17 branches.
(360) 936-9845 18 miles Lender's profile and map Reviews Shields Family Home Loans 1201 Main St, Vancouver, WA, 98660 Shields Family Home Loans is not just a name to us, it's our arrow that guides us down a path of sincerity, kindness, honesty and most importantly authenticity! There is a saying that, "Actions speak louder than words, " and we truly believe that OUR actions are what set us apart from our competition. We obviously love business but just as much
(360) 891-4000 18 miles Lender's profile and map Reviews Columbia Credit Union 703 Broadway St, Suite 103, Vancouver, WA, 98660 Columbia Credit Union has been committed to our members. We uphold our fundamental responsibility to serve people within our field of membership and, as appropriate, the communities they live in. We deliver a range of products and services which reflect the diverse economic and social composition of our members and potential members.
(503) 512-5234 18 miles Lender's profile and map Reviews Wealthbridge Mortgage 500 West Eighth Street, Suite 45, Vancouver, WA, 98660 With over three decades in the mortgage industry and thousands of funded loans, we are experts in innovative mortgage financing. Today, challenging mortgage applications often get turned down for being “outside of the box”, but not at Wealthbridge. We want to help build your future, not make it harder.
(360) 984-5264 18 miles Lender's profile and map Reviews DC Lending LLC 1111 Main Street, Suite 210, Vancouver, WA, 98660 DC Lending started in 1998 as a new family operated mortgage company. As we moved into the second generation of business, one of our sons settled in Portland and another daughter settled in Eastern Washington. With this new generation, our family decided to continue to share our knowledge, and passion for the industry.
(503) 922-3120 18 miles Lender's profile and map Reviews Davis Financial, LLC 310 West 11th Street, Vancouver, WA, 98660 Davis Financial, LLC founer of Howie Davis 16 years of experience as a loan originator, and with degrees in finance and accounting, my background enables me to provide excellent service and sound advice to my clients. Customer service is the cornerstone of my business. I truly enjoy helping and educating clients about the loan process.
(360) 695-5121 18 miles Lender's profile and map Reviews People's Community Federal Credit Union 7403 NE Hazel Dell Avenue, Vancouver, WA, 98665 People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.