USDA VS FHA in Ridgefield, Clark County, WA

In 2025, the USDA loan limit for Ridgefield in the county of Clark, WA, is set at $478,400, while the FHA limit for a single-family home is $672,750.

Lendersa® offers a USDA loan calculator that allows you to compare the best current rates between USDA and FHA loans. It also helps determine the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, making it easier to decide which plan in suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Ridgefield, Clark, WA

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Ridgefield, WA

At Lendersa®, our mission is to secure the best possible USDA or FHA loan for you quickly and without complications. Begin with one of our three options to connect with lenders and discover ideal USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in WA

The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, USDA mortgages offer the advantage of requiring no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Maritime Mortgage Company
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  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. and also Maritime Mortgage Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it
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  • 12226 Grandmere Court, Windermere, FL, 34786
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  • We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
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  • The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
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