USDA Vs. FHA Pro and Con comparison in Ridgefield, Clark County, WA
In 2025, the USDA loan limit for Ridgefield in the county of Clark, WA, is set at $478,400, while the FHA limit for a single-family home is $672,750.
Lendersa® offers a USDA loan calculator that allows you to compare the best current rates between USDA and FHA loans. It also helps determine the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, making it easier to decide which plan in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Ridgefield, Clark, WA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ridgefield, WA
At Lendersa®, our mission is to secure the best possible USDA or FHA loan for you quickly and without complications. Begin with one of our three options to connect with lenders and discover ideal USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, USDA mortgages offer the advantage of requiring no down payment at all.
Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
United Mortgage Advisors is a family owned and operated independent mortgage brokerage serving the state of Florida. We are devoted to offering low rates and fees, along with outstanding customer service, state of the art technology, and quick approvals. Located in North Port, serving the entire state of Florida
Englewood Bank & Trust has been based in Lemon Bay in Southwest Florida since 1988, as a locally managed, community bank. Our goal is to provide our customers with highly personalized banking products and services while maintaining a hometown image. You’ll appreciate the convenience of Englewood Bank & Trust’s network
700 Pleasant Street, Suite 330D, New Bedford, MA, 02740
Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.
We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.
10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.
Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
FNB Wauchula has been severing Hardee County and surrounding areas since 1960. We can provide big city banking conveniences with rural community style. Call or visit today to discuss your financial needs They provide the following services: Full Service Office Location and are located at 406 North Sixth Avenue in Wauchula Florida.
Wauchula State Bank has served the Florida Heartland since 1929 as a family-owned, locally managed, community bank. We continue to grow our vision of being the premier bank in Central Florida by making banking easy, secure and convenient by listening to our customers and offering flexible and creative options based on our experience
