USDA Loan Vs. FHA loan for Mountlake-Terrace, WA [ best of 2023]

In 2025, USDA loan limit in Mountlake-Terrace, county of Snohomish, WA is $659,800 while FHA limit is $776,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mountlake-Terrace, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(717) 737-4152 2280 miles Lender's profile and map Reviews Susquehanna Valley Federal Credit Union 3850 Hartzdale Drive, Camp Hill, PA, 17011 "At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service! Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety
(717) 695-7324 2280 miles Lender's profile and map Reviews Falcon Mortgage, Inc. 2830 Sunset Drive, Camp Hill, PA, 17011 Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.
(717) 763-5626 2280 miles Lender's profile and map Reviews MONEYLINE LENDING LLC 3913 Market Street, Suite A, Camp Hill, PA, 17011 MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing. Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.
(717) 731-9705 2280 miles Lender's profile and map Reviews Tidewater Mortgage Services, Inc. 3920 Market Street, Camp Hill, PA, 17011 Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.
(704) 523-0075 2280 miles Lender's profile and map Reviews Blue Flame Credit Union 4301 Yancey Road, Charlotte, NC, 28217 Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
(855) 499-3864 2280 miles Lender's profile and map Reviews Vibrant Mortgage Group Inc 7950 Nations Ford Road, Suite 17, Charlotte, NC, 28217 Vibrant Morgage specializes in helping our clients reduce the headaches of refinancing or purchasing a new home. We at Vibrant have more than a decade of experience and have assisted many clients in achieving their goal of homeownership. We do that by simplifying the process and acting as an advocate for our clients.
(704) 633-2900 2281 miles Lender's profile and map Reviews Home Realty and Mortgage 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144 Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
(434) 846-1300 2281 miles Lender's profile and map Reviews Blue Ridge Mortgage 916 Main Street, Suite 400, Lynchburg, VA, 24504 Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
(850) 785-6103 2281 miles Lender's profile and map Reviews Bay Credit Union 601 N Highway 231, Panama City, FL, 32405 Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.
(850) 769-3207 2281 miles Lender's profile and map Reviews First National Bank Northwest Florida 101 East 23rd Street, Panama City, FL, 32405 First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
(850) 769-3306 2281 miles Lender's profile and map Reviews Panhandle Credit Union 2718 Martin Luther King Jr, Blvd Panama City, FL, 32405 Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more
850-250-0865 2281 miles Lender's profile and map Reviews Oasis Mortgage 3707 W. 23rd Street Suite A., Panama City, FL, 32405 Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.