In 2025, the limit for USDA loans in Mountlake-Terrace, which is within Snohomish county, WA, is $659,800; while for a single-family home, the FHA limit is $776,250.
Use the Lendersa® USDA loan calculator to weigh today's leading USDA and FHA rates and determine the appropriate income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting your decision on which program in
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| Loan Type | Max Limit | Down Payment |
| USDA | $659,800 | 0% |
| FHA | $776,250 | 3.5% |
| Conventional Conforming | $776,250 | 3% |
Lendersa® aims to secure the best possible USDA or FHA loan for you promptly and with minimal hassle. Choose from three initial points to link with lenders and discover USDA loan programs.
A USDA home loan is a mortgage guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan. These loans are available only in rural areas. Unlike FHA loans that typically require a minimum of 3.5% down payment, USDA mortgages require zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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