USDA and FHA Pro and Con in Lake-Morton-Berrydale, King County, WA

In 2026, the USDA loan limit for Lake-Morton-Berrydale, in the county of King, WA, is stated as $659,800. On the other hand, for a single-family home, the FHA limit is $776,250.

With the Lendersa® USDA loan calculator, you can compare today's top USDA against FHA rates to determine the necessary income, credit, and reserves needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most appropriate program in for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Essentials in Lake-Morton-Berrydale, King County, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Explore USDA and FHA Loan Possibilities in Lake-Morton-Berrydale, WA

Lendersa® aims to swiftly bring you the best USDA or FHA loan possible, without hassle. You can choose one of three starting paths linking you to suitable lenders and USDA loan offerings.

Lendersa USDA loan request results

What to Know About USDA Loans in WA

The USDA home loan is backed by the Department of Agriculture, typically referred to as a USDA rural development loan or mortgage, and is available exclusively in rural communities. FHA loans require a minimum 3.5% down payment, but USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Brentwood Baptist Federal Credit Union
  • 13033 1/2 Landmark Street, Houston, TX, 77045
  • Brentwood Baptist Church Federal Credit Union has been open since 1993. The credit union has assets totaling $1.34 Million and provides banking services to more than 600 members as of March 2022.

    The credit union is a religious-based credit union. Membership is also open to immediate family of current members

  • PrimeTrust Federal Credit Union
  • 3700 West Bethel Avenue, Muncie, IN, 47304
  • For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.

  • Preferred Capital
  • 4904 Wheeling Ave, Muncie, IN, 47304
  • Preferred Capital are a family owned mortgage lender dedicated to making the home loan process simple and fastbelieve in top quality customer service and creating a smooth homebuying experience for every homebuyer. We do our best to answer your questions and help you purchase the home of your

  • Reed Credit Union
  • 10200 East Freeway, Suite 125, Houston, TX, 77029
  • Reed Credit Union has been open since 1935. The credit union has assets totaling $17.23 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members

  • Port of Houston Credit Union
  • 111 East Loop North, Houston, TX, 77029
  • At Port of Houston Credit Union. Founded in 1956, Port of Houston Credit Union is dedicated to serving the needs of members their families.

    Who owns the credit union? You do! When you open your share account, you become a member and shareholder. Membership in a credit union is restricted to select groups and their families.

  • Financial Partners Federal Credit Union
  • 22440 Main Street, Woodburn, IN, 46797
  • Financial Partners Federal Credit Union is a full service financial cooperative. We are a community chartered, federally insured credit union serving all of the residents and employees of East Allen County and their families. Financial Partners has been providing our members with the highest quality financial services since 1965.

  • Cleveland State Bank
  • PO Box 1000, Cleveland, MS, 38732
  • CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.

  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.

  • Independence Bank
  • 2425 Frederica St, Owensboro, KY, 42301
  • Independence Bank sought to create a banking revolution. Shortly after appointing the Bank’s current CEO in 1991, Independence Bank arrived at a flashpoint in this mission. It was a time when financial multinationals marched through communities annexing smaller banks. Centralized, “big bank” practices became the norm.

  • The Bank of Milan
  • 2011 East Van Hook Street, Milan, TN, 38358
  • The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • San Patricio County Teachers Federal Credit Union
  • 501 W Merriman Street, Sinton, TX, 78387
  • We opened our Sinton, TX location in 1957 to serve San Patricio County school district employees and their families. In 1974 we added educators in Live Oak County as well. In 2002 we were approved to offer our low cost brand of products and services to all residents of San Patricio County. In 2007 we opened a second location in Portland, TX.

  • First Step Mortgage
  • 7070 Knights Ct, Suite 402, Missouri City, TX, 77459
  • FIRST STEP MORTGAGE, your local Houston mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals