In 2025, the USDA loan limit for Lake-Morton-Berrydale, in the county of King, WA, is stated as $659,800. On the other hand, for a single-family home, the FHA limit is $776,250.
With the Lendersa® USDA loan calculator, you can compare today's top USDA against FHA rates to determine the necessary income, credit, and reserves needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most appropriate program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $659,800 | 0% |
| FHA | $776,250 | 3.5% |
| Conventional Conforming | $776,250 | 3% |
Lendersa® aims to swiftly bring you the best USDA or FHA loan possible, without hassle. You can choose one of three starting paths linking you to suitable lenders and USDA loan offerings.
The USDA home loan is backed by the Department of Agriculture, typically referred to as a USDA rural development loan or mortgage, and is available exclusively in rural communities. FHA loans require a minimum 3.5% down payment, but USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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