USDA VS FHA in Lake-Holm, King County, WA

In 2025, the USDA loan ceiling within Lake-Holm, part of King County, WA, is set at $659,800. Meanwhile, the FHA limit for a single-family residence stands at $776,250.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Assess the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan offerings side by side, which helps you decide the most suitable program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lake-Holm, King County, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

USDA and FHA Loan Options in Lake-Holm, WA

Lendersa® aims to swiftly and seamlessly provide you with an optimal USDA or FHA loan. You can choose one of three starting methods, ensuring a good match with lenders and USDA loan programs.

Lendersa results for USDA loan matches and requests

Explaining USDA Loans in WA

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often referred to as a USDA rural development loan or simply a USDA mortgage. This type of loan is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans mandate no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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