USDA VS FHA in Pacific, King County, WA

For the year 2025, in Pacific, located within the county of King, WA, the USDA loan limit is $713,000, whereas the FHA limit is $977,500 for a single-family residence.

Utilize Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your specific financial scenario in Alabama.

Compare loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Pacific, county of King, WA

Loan Type Loan Limit Down payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Explore USDA and FHA Loan Options in Pacific, WA

Lendersa® aims to connect you with the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural communities. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At Mortgage Alliance Group. We are a full-service mortgage company based in San Diego California. We specialize in FHA Home Loans, VA Home Loans, and Interest Only Home Loans in San Diego. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92110.
  • NGG Mortgage
  • 2150 W Washington, Suite 201, San Diego, CA, 92110
  • NGG, our mission is to be the most customer-centric mortgage company in every community we serve. We strive for our employees to be savvy and educated on the most desirable loan programs and their underwriting guidelines. Each Loan Officer is committed to a transparent, consultative approach.
  • Pacifica Mortgage and Real Estate Company
  • 2075 Morena Blvd, San Diego, CA, 92110
  • Pacifica Mortgage and Real Estate Company full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • The Loan Company
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  • The Loan Company offers bridge, construction, and permanent loans, and a wide range of loan terms. Our quick decisions, fair pricing, flexibility, and dependability are advantageous for independent borrowers and for brokers and their clients. The Loan Company’s executive management consists of our President, Chief Financial Officer, and Controll.
  • Bankers Capital Resources Inc
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  • Turtle Mountain State Bank
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  • Steven Tavera Mortgage & Realestate
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  • Steven is a Mortgage Loan Officer based out of San Diego and services all of California. Steven was born in Los Angeles and at a young age moved to Europe with his family while his Mother served in the Army. Steven grew up in Europe giving him an understanding of world cultures. Steven attended college at the University of Las Vegas, Nevada and aft
  • Rapozo Funding
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  • Military Home Loans
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  • LTV, Inc
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  • LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States. We are comprised of a seasoned team with a track record
  • AimLoan.com
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  • AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers. AimLoan is a values-based company. All business decisions are made in a manner consistent with our Core Values and Code of Ethics.