USDA and FHA Pro and Con in Pacific, King County, WA

For the year 2025, in Pacific, located within the county of King, WA, the USDA loan limit is $713,000, whereas the FHA limit is $977,500 for a single-family residence.

Utilize Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your specific financial scenario in Alabama.

Compare loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Pacific, county of King, WA

Loan Type Loan Limit Down payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Explore USDA and FHA Loan Options in Pacific, WA

Lendersa® aims to connect you with the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural communities. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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