As of 2026, the USDA loan limit in Lake-Stickney of Snohomish county, WA, is $659,800. In contrast, the FHA limit for a single-family home is $776,250.
With the Lendersa® USDA loan calculator, you can compare today’s premier USDA versus FHA rates, determining the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting in selecting the best option for your financial circumstance in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $659,800 | 0% |
| FHA | $776,250 | 3.5% |
| Conventional Conforming | $776,250 | 3% |
The goal of Lendersa® is to quickly provide the best USDA or FHA loan without hassle. You can start with one of three available paths directing you to appropriate lenders and USDA loan offerings.
The USDA home loan, secured by the government’s Department of Agriculture—also known as a USDA rural development loan or mortgage—is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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