USDA Loan Vs. FHA loan pro & con Larch-Way, Snohomish County, WA

In 2025, the USDA loan limit in Larch-Way, Snohomish county, WA is $659,800, while the FHA limit for a single-family home stands at $776,250.

Utilize the Lendersa® USDA loan calculator to effectively compare today's leading USDA and FHA rates. Determine the income, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, allowing you to decide which program in best aligns with your financial needs.

Exploring USDA and FHA Loan Options in Larch-Way, WA

Lendersa® strives to provide you with the optimal USDA or FHA loan swiftly and efficiently. Select from one of three starting points that align you with suitable lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in WA

The USDA home loan, endorsed by the Department of Agriculture, is also recognized as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas. Unlike FHA loans which necessitate a down payment of at least 3.5%, USDA mortgages require no down payment, offering a substantial benefit to qualified buyers in these regions.

Get top 10
USDA LENDERS
customized to yout needes

(763) 404-7600 Lender's profile and map Reviews Financial One Credit Union 843 40th Avenue NE, Columbia Heights, MN, 55421 Financial One Credit Union is a not-for-profit financial cooperative.We've been guiding our members to financial health since 1933. We listen to each member's life goals & provide financial solutions bringing value to their lives.Financial One Credit Union provides financial services to people who live, work, attend school, worship, or do business.
(612) 298-8506 Lender's profile and map Reviews Optima Lending LLC 2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408 Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
(218) 984-3501 Lender's profile and map Reviews Embarrass Vermillion Federal Credit Union 4880 Highway 21, Embarrass, MN, 55732 Embarrass Vermillion Federal Credit Union’s mission is to build relationships that span generations through innovative financial services while maintaining safety and soundness. We are proud supporters of the Gillette Children's Hospital. Embarrass Vermillion Fcu is a financial services company based out of 4880 Highway 21, Embarrass, MN.
(915) 544-2215 Lender's profile and map Reviews Mountain Star Federal Credit Union 2229 East Yandell Drive, El Paso, TX, 79903 Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.
(915) 757-9500 Lender's profile and map Reviews Patriot Mortgage 2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903 Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.
(612) 430-7000 Lender's profile and map Reviews Propel Home Loans LLC 8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437 We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
(952) 930-0700 Lender's profile and map Reviews SharePoint Credit Union 5300 Hyland Greens Drive, Bloomington, MN, 55437 SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence. SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
(612) 372-5000 Lender's profile and map Reviews Reliable Mortgage Inc 333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401 Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
(612) 446-5400 Lender's profile and map Reviews Northport Funding LLC 424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401 At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
(915) 533-3456 Lender's profile and map Reviews V P Clarence Co 413 N. Mesa, El Paso, TX, 79901 V.P. Clarence Company is the oldest and largest privately-held full service commercial mortgage banking firm serving its clients in West Texas and New Mexico. V.P. Clarence Company is proud of its long history representing many of the most successful and respected developers and commercial property owners in the region.
(915) 444-8449 Lender's profile and map Reviews Kell Capital, LLC 221 N Kansas St, Suite 1211, El Paso, TX, 79901 Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
(209) 658-2345 Lender's profile and map Reviews US BANK 800 Nicollet Mall, Minneapolis, MN, 55402 U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.