In 2025, the USDA loan limit in Larch-Way, Snohomish county, WA is $659,800, while the FHA limit for a single-family home stands at $776,250.
Utilize the Lendersa® USDA loan calculator to effectively compare today's leading USDA and FHA rates. Determine the income, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, allowing you to decide which program in
Evaluate loan offers from a range of 100 lenders
| Loan Type | Maximum Loan | Down Payment |
| USDA | $659,800 | 0% |
| FHA | $776,250 | 3.5% |
| Conventional Conforming | $776,250 | 3% |
Lendersa® strives to provide you with the optimal USDA or FHA loan swiftly and efficiently. Select from one of three starting points that align you with suitable lenders and available USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is also recognized as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas. Unlike FHA loans which necessitate a down payment of at least 3.5%, USDA mortgages require no down payment, offering a substantial benefit to qualified buyers in these regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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