USDA Vs. FHA Pro and Con comparison in Lynnwood, Snohomish County, WA
During 2025, in the county of Snohomish, WA, the USDA loan ceiling in Lynnwood is $713,000, whereas the FHA cap for a single-family home is $977,500.
Utilize the Lendersa® USDA loan calculator to juxtapose the best USDA and FHA rates available today, and ascertain the income, creditworthiness, financial reserves, and documentation necessary for qualification. With our comprehensive mortgage calculator, you can directly compare USDA, FHA, Conforming, and VA programs side by side to identify which option is optimal for your financial context in .
2025 Loan Caps and Downpayment Needs in Lynnwood, County of Snohomish, WA
Loan Category
Cap Amount
Initial Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Opportunities in Lynnwood, WA
The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you seamlessly. Choose from three starting points to find lenders associated with USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available in rural communities exclusively. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans do not require any down payment at all.
At Stratton Mortgage, we desire to build our community through home ownership and generosity. Our goal is to provide a seamless mortgage process that allows you to enjoy buying or re-financing your home. Stratton Mortgage is an innovative company
that takes the stress out of the mortgage experience.
Greater Waterbury Healthcare FCU is a member-owned financial institution committed to the international credit union philosophy of “People Helping People.” That means we aim to help you build your financial stability. And we do that by returning profits to members in the form of lower loan rates, higher savings rates, little or no service charges.
FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.
Commercial Mortgage Funding, LLC is a commercial mortgage brokerage firm which provides access to funding sources financing Commercial Real Estate nationwide (U.S.) with capital needs of $1, 000, 000 ($1MM) minimum. It intermediates between capital providers and the principals of commercial real estate projects and leverages its relationships.
Creative Mortgage Group LLC D|B|A First Capital Lending
441 Oxford Road, Suite 2C, Oxford, CT, 06478
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Waterbury Postal Employees Federal Credit Union has been serving United States Postal Service employees in Waterbury and Naugatuck, their families, and our community in the "Brass City" since 1939. We're here to help our members achieve and maintain financial stability and success — now and into the future.
1001 Franklin Avenue, Suite 200, Garden City, NY, 11530
United Capital Source is democratizing small-mid sized business funding. As the Internet has given rise to new online business lenders, aggregators, and social collective funding, our mission is to provide small and mid-sized businesses across America with access to flexible business funding options.
In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Gold Coast Financial Services, we believe in the mantra Empowerment Through Education. Through the extensive education we offer our clients, empowerment is achieved. Through this empowerment, people formulate intelligent financial decisions which are implemented into their personal and professional lives. By living this mantra.
Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.
