As of 2025, in Martha-Lake, situated within the county of Snohomish, WA, the USDA loan ceiling is $659,800, while for a single-family dwelling, the FHA limit stands at $776,250.
Explore today's optimal USDA compared to FHA mortgage rates with Lendersa®'s USDA loan calculator. This tool assists in evaluating required income, credit, reserves, and documents for eligibility. Use our sophisticated mortgage calculator to compare USDA, FHA, Conforming, and VA programs side-by-side in
Examine mortgage proposals from a selection of 100 lenders
| Loan Category | Maximum Loan | Initial Payment | |
| USDA | $659,800 | Zero% | |
| FHA | $776,250 | 3.5% | |
| Conventional Conforming | $776,250 | 3% |
Lendersa® strives diligently to secure the ideal USDA or FHA loan for you swiftly and without any fuss. Choose from three entry points to connect with lender matches and USDA loan offerings.
The USDA mortgage is backed by the U.S. Department of Agriculture, often known as the USDA rural housing loan or USDA mortgage, and is accessible exclusively in designated rural areas. Unlike FHA loans that necessitate a 3.5% minimum down payment, the USDA does not mandate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
