USDA and FHA Pro and Con in Lakeland-North, King County, WA
In 2025, the USDA loan limit in Lakeland-North, King county, WA, is $659,800. The FHA limit for a single-family home, however, is $776,250.
Use the Lendersa® USDA loan calculator to evaluate and contrast today's preferred USDA and FHA rates. This will help determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, guiding your decision on the best program in for your situation.
2025 Loan Limits & Downpayment Needs in Lakeland-North, King, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploring USDA and FHA Loans in Lakeland-North, WA
The main objective of Lendersa® is to provide you with an optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting options to connect with lenders and USDA loan offers.
A USDA home loan is backed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or mortgage—and is exclusively available for rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgages require no down payment.
Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!
Macon-Bibb Employees Credit Union was established in 1951 to serve the employees of Macon and Bibb county Georgia and their families. The credit union is a member-owned financial cooperative providing affordable banking services to members.
While banks return profits to stockholders
"We offer home buyer education to bring you one step closer to home ownership.
We can help you learn the home loan amount you may be able to afford.
We will provide confidence in your ability to obtain financing.You will learn how to reduce timelines and improve your ability to close your loan fast."
F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.
Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.
Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
