USDA and FHA Pro and Con in Milton, Pierce County, WA

In 2025, the USDA loan cap for Milton, situated in Pierce county, WA, is $713,000. Conversely, the FHA ceiling for a single-family home is $977,500.

Leverage the Lendersa® USDA loan calculator to compare the prevailing USDA versus FHA rates, establishing the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA, assisting in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Milton, County of Pierce, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Opportunities in Milton, WA

The mission of Lendersa® is to efficiently secure you the best possible USDA or FHA loan without hindrance. Choose one of three starting paths that lead to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

A USDA home loan, secured by the Department of Agriculture and commonly called a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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