USDA VS FHA in Auburn, King County, WA

In 2025, the USDA loan cap for Auburn in King County, WA, is $713,000. By contrast, the FHA limit for a single-family home is $977,500.

Utilize the Lendersa® USDA loan calculator to compare today's rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, aiding in the decision for the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Auburn, King County, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Auburn, WA

Lendersa® aims to quickly connect you with the best USDA or FHA loan without hassle. Start by selecting from three options that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in WA?

A USDA home loan, or USDA rural development loan, is guaranteed by the Department of Agriculture and available in rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CN Property Funding
  • 5500 N Military Trail, Boca Raton, FL, 33496
  • Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states. All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
  • Ferrari Lending
  • 8316 Via Di Veneto, Boca Raton, FL, 33496
  • We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
  • Platinum Mortgage Companies
  • 5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • GCM Mortgage LLC
  • 23257 North State Road Seven, Suite 200, Boca Raton, FL, 33428
  • GCM Mortgage LLC offers some of the lowest rates and makes the Mortgage loan process as easy as ABC, quick and straightforward for borrowers seeking a mortgage in the Florida area. Our primary goal is to build lasting relationships with each of our clients so that we will continue providing excellent services for many years to come.
  • AFI Financial Inc
  • 22188 Waterside Dr, Boca Raton, FL, 33428
  • AFI Financial Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • A to Z Capital
  • 9825 Marina Blvd Suite 100, Boca Raton, FL, 33428
  • We are your one-stop shop for all of your mortgage needs. A to Z Capital, a Florida lender/broker that provides services for all types of loans including, but not limited to, hard-money, owner-occupied, FHA/VA/Conventional, cash-out refinances, investment property, commercial, and private loan placement specialist.
  • iTHINK Financial
  • 1000 NW 17th Avenue, Delray Beach, FL, 33445
  • In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial. Who would have thought that a set of quarters in 1969 would turn into one of the nation's largest Credit Unions with more than $1.50 billion in assets and 95, 000 Members across the country
  • Divito Lending LLC
  • 2700 North Federal Highway, Suite 503, Delray Beach, FL, 33445
  • Divito Lending works with many top-rated mortgage companies to bring you the best rates while saving you money and the hassle of shopping for your own mortgage. With our team’s history of serving Florida, you can trust us to protect you like family. We help people obtain quality mortgages, and help families with affordable rates options.
  • Renaissance Mortgage Capital LLC
  • 1615 S Congress Ave, Suite 103, Delray Beach, FL, 33445
  • Our long term success is based primarily on our commitment to our clients. Our longevity is due to our excellence in customer service along with a very competitive suite of loan programs from the traditional 30 year fixed rate loan to special programs designed for those ‘out-of-the-box’ scenarios.
  • Florida Direct Lending Inc
  • 601 N. Congress Ave #413, Delray Beach, FL, 33445
  • Florida Direct Lending Incis a full-service mortgage company based in Delray Beach, Florida. We specialize in FHA, Conventional, Jumbo. We also serve the entire State of Florida. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting you a new lower monthly payment loan.
  • ConsumerDirect Mortgage
  • 220 Congress Park Drive, Ste. 140, Delray Beach, FL, 33445
  • ConsumerDirect Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the state of Tennessee with over $3 billion in total assets. Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the USA.