USDA Vs. FHA your options comparison in Auburn, King County, WA

In 2026, the USDA loan cap for Auburn in King County, WA, is $713,000. By contrast, the FHA limit for a single-family home is $977,500.

Utilize the Lendersa® USDA loan calculator to compare today's rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, aiding in the decision for the best program for your financial situation in .

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Auburn, King County, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Auburn, WA

Lendersa® aims to quickly connect you with the best USDA or FHA loan without hassle. Start by selecting from three options that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in WA?

A USDA home loan, or USDA rural development loan, is guaranteed by the Department of Agriculture and available in rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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