For the year 2026, the USDA loan limit in Lakeland-South, located in the county of King, WA, reaches $659,800, whereas for a single-family home, the FHA limit is $776,250.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps evaluate necessary factors like income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, facilitating a choice of the most suitable program in for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Lakeland-South, County of King, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploration of USDA and FHA Loan Options in Lakeland-South, WA
The aim of Lendersa® is to deliver the best USDA or FHA loan as quickly and effortlessly as possible. Choose from three starting paths that connect you to matching lenders and USDA loan programs.
The USDA home loan is supported by the Department of Agriculture, hence it's also known as a USDA rural development loan or mortgage. It's strictly available in rural areas. Unlike FHA loans, which impose a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.
Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
The Bank of Vici acquired an organizational charter date of October 22, 1902. In 1914, the Bank of Vici consolidated with the First Bank of Cestos with John F Windolph as the principal organizer and was its first president, a position he held until his death in 1956. The Bank of Vici celebrated its 100th anniversary on October 22, 2002.
Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals.
Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.
First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.
Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
Western Bank has been committed to servicing our customers & the local community for over 100 years. As a hometown bank with local decision-making, we are dedicated to producing & offering to our community a wide range of banking services of exceptional value. Utilizing talented, knowledgeable employees & quality, highly accurate delivery systems.
