USDA and FHA Pro and Con in Lakeland-South, King County, WA
For the year 2025, the USDA loan limit in Lakeland-South, located in the county of King, WA, reaches $659,800, whereas for a single-family home, the FHA limit is $776,250.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps evaluate necessary factors like income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, facilitating a choice of the most suitable program in for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Lakeland-South, County of King, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploration of USDA and FHA Loan Options in Lakeland-South, WA
The aim of Lendersa® is to deliver the best USDA or FHA loan as quickly and effortlessly as possible. Choose from three starting paths that connect you to matching lenders and USDA loan programs.
The USDA home loan is supported by the Department of Agriculture, hence it's also known as a USDA rural development loan or mortgage. It's strictly available in rural areas. Unlike FHA loans, which impose a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.
We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.
From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
Countryside Federal Credit Union has been open since 1941. The credit union has assets totaling $164.5 Million and provides banking services to more than 5, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
CORE Federal Credit Union has been open since 1959. The credit union has assets totaling $134.55 Million and provides banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
Peter Bostwick is the owner of Blackthorne Funding and has been in the mortgage business since 1996. He formed Blackthorne Funding as a mortgage broker in 2000 and has operated it since. Many loans for residential investor and small commercial borrowers were placed during these years. Recently.
MidSouth Community Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder/owner of a unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
