For the year 2026, the USDA loan limit in Lakeland-South, located in the county of King, WA, reaches $659,800, whereas for a single-family home, the FHA limit is $776,250.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps evaluate necessary factors like income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, facilitating a choice of the most suitable program in for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Lakeland-South, County of King, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploration of USDA and FHA Loan Options in Lakeland-South, WA
The aim of Lendersa® is to deliver the best USDA or FHA loan as quickly and effortlessly as possible. Choose from three starting paths that connect you to matching lenders and USDA loan programs.
The USDA home loan is supported by the Department of Agriculture, hence it's also known as a USDA rural development loan or mortgage. It's strictly available in rural areas. Unlike FHA loans, which impose a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.
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