USDA Vs. FHA Pro and Con comparison in Lakeland-South, King County, WA
For the year 2025, the USDA loan limit in Lakeland-South, located in the county of King, WA, reaches $659,800, whereas for a single-family home, the FHA limit is $776,250.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps evaluate necessary factors like income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, facilitating a choice of the most suitable program in for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Lakeland-South, County of King, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploration of USDA and FHA Loan Options in Lakeland-South, WA
The aim of Lendersa® is to deliver the best USDA or FHA loan as quickly and effortlessly as possible. Choose from three starting paths that connect you to matching lenders and USDA loan programs.
The USDA home loan is supported by the Department of Agriculture, hence it's also known as a USDA rural development loan or mortgage. It's strictly available in rural areas. Unlike FHA loans, which impose a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
Platinum Federal Credit Union was founded in December 1999 to serve the financial needs of Shia Imami Ismaili Community Members. we are among the fastest growing credit union.Our mission is to provide convenient sources of credit and other financial services to allow our members to accomplish their financial goals
Prime Home Loans Inc Founded in 2004 offers the most efficient and the simplest way to getting a mortgage. Getting your mortgage approved is very similar to an artistic drawing. We gather all the required documents to really help you get the clear picture on a product that can fit your needs.
11555 Medlock Bridge Road, Suite 100, Johns Creek, GA, 30097
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Georgia United Credit Union is an award-winning financial institution. Established in 1958, Georgia United is ranked as one of the largest and strongest credit unions in Georgia. We have locations across Georgia and 100, 000 surcharge-free ATMs across the globe. As a not-for-profit financial institution,
1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue.
We have built financial relationships since 1921 –we remain committed to providing personalized service and financial solutions to meet the growing needs of an entire community. Through a legacy built on principle, we go beyond meeting needs of offering banking products and service solutions; our mission is to financially empower our customers
Georgia's Own was founded in 1934 by a group of telephone employees with an initial investment of $160. Since that time, the Credit Union has grown to be one of the largest Credit Unions in the state with assets over $2 billion and membership over 180, 000. In addition, we serve the employees of over 430 sponsor companies.
