USDA Loan Vs. FHA loan for Picnic-Point, WA [Snohomish County Rates 2023]

In 2025, USDA loan limit in Picnic-Point, county of Snohomish, WA is $659,800 while FHA limit is $776,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Picnic-Point, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(814) 944-2821 2205 miles Lender's profile and map Reviews Blair County Federal Credit Union 3001 6th Avenue, Altoona, PA, 16602 The Blair County Federal Credit Union was established in 1953 by a group of railroad workers at the Juniata Locomotive Shops. Over the years, we have expanded our field of membership and seen several name changes. Throughout the changes our primary goal has remained the same, providing high quality services while taking the time to recognize
(814) 946-0857 2205 miles Lender's profile and map Reviews ARC Federal Credit Union 1919 7th Avenue, Altoona, PA, 16602 Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
(814) 946-3045 2205 miles Lender's profile and map Reviews American Pride Credit Union 1431 Valley View Boulevard, Altoona, PA, 16602 The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
(814) 942-5431 2205 miles Lender's profile and map Reviews Altoona Area Employees Federal Credit Union 908 Pleasant Valley Boulevard, Altoona, PA, 16602 Altoona Area Employees Federal Credit Union has been open since 1981. The credit union has assets totaling $17.58 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
(814) 943-5411 2205 miles Lender's profile and map Reviews Altoona First Savings Bank Altoona 203 N. Logan Blvd., Altoona, PA, 16602 Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
(814) 942-7100 2205 miles Lender's profile and map Reviews Reliance Bank 401 S. Logan Boulevard, Altoona, PA, 16602 Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can. “Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
(706) 576-2600 2206 miles Lender's profile and map Reviews Centennial Mortgage Company 6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(706) 324-7991 2206 miles Lender's profile and map Reviews FBMC MORTGAGE CORPORATION 5650 Whitesville Rd Suite 106, Columbus, GA, 31904 The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(706) 320-4512 2206 miles Lender's profile and map Reviews Envoy Mortgage, LTD 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904 Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
(828) 372-7047 2206 miles Lender's profile and map Reviews Mountaineer Mortgages, L.L.C 719-A Greenway Rd, Suite 103, Boone, NC, 28607 Mountaineer Mortgages is owned by Chris Arquette who has over 20 years of mortgage lending experience in the High Country. He's an ASU alumnus who knows what it takes to make your loan process smooth and hassle free. We pride ourselves on exceeding our customer's expectations, working hard to find the best rates and loan options for you.
(850) 432-9939 2206 miles Lender's profile and map Reviews My Pensacola Credit Union 108 South Reus Street, Pensacola, FL, 32502 My Pensacola CU is a not-for-profit financial institution run for the benefits of "you" — our members. Credit Unions are member owned cooperatives. The earnings of your credit union, after expenses and reserves, are returned to the member-owners in the form of higher dividends, low cost loans and services.