In 2025, the USDA loan limit for Esperance in Snohomish, WA stands at $713,000, while the FHA cap for a single-family home is $977,500.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA against FHA rates, assessing required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the best option for your financial status in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $977,500 | 3% |
Lendersa® is dedicated to securing the best USDA or FHA loan swiftly and hassle-free. Choose one of three starting points to find suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture—often termed as a USDA rural development loan or mortgage—is available only in rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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