USDA Loan Vs. FHA loan pro & con Esperance, Snohomish County, WA

In 2025, the USDA loan limit for Esperance in Snohomish, WA stands at $713,000, while the FHA cap for a single-family home is $977,500.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA against FHA rates, assessing required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the best option for your financial status in .

Exploring USDA and FHA Loan Options in Esperance, WA

Lendersa® is dedicated to securing the best USDA or FHA loan swiftly and hassle-free. Choose one of three starting points to find suitable lenders and USDA loan programs.

Defining USDA Loans in WA

A USDA home loan, backed by the U.S. Department of Agriculture—often termed as a USDA rural development loan or mortgage—is available only in rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

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(303) 660-0822 Lender's profile and map Reviews Bighorn Mortgage Group Ltd 2589 North State Highway, Suite 67, Sedalia, CO, 80135 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(760) 730-3722 Lender's profile and map Reviews WS Financial 335 San Dimas Avenue, Oceanside, CA, 92057 WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.
(505) 598-6623 Lender's profile and map Reviews Four Corners Federal Credit Union 16 County Road 6500, Kirtland, NM, 87417 Four Corners Federal Credit Union is a community credit union serving all residents of San Juan County. Four Corners FCU serves all residents of San Juan County, New Mexico. Four Corners Federal Credit Union has been open since 1965. It's the 25th largest credit union in New Mexico with assets totaling $20.32 Million.
(720) 880-5000 Lender's profile and map Reviews Redstone Bank 15765 East Arapahoe Road, Centennial, CO, 80016 Redstone Bank is a full-service community bank offering you and your business all the products and services you will need as a valued banking customer. We make banking simple. No fancy names, no confusing fee schedules; just banking products and services that will help to streamline your banking functions and make life a little easier.
(303) 785-2800 Lender's profile and map Reviews Alliance Guaranty Mortgage Corp 6105 S Main St, Suite 200, Aurora, CO, 80016 Alliance is a family-owned and operated company. The founder and former CEO, Bill Skufca, served Colorado homeowners since 1958. He retired at the end of 2016 after commemorating 30 years of Alliance Guaranty Mortgage. In April of 2018 Bill passed away, leaving behind a legacy of Colorado home-ownership.
(303) 680-7931 Lender's profile and map Reviews Mountain States Lending Inc 7929 South Quemoy Way, Aurora, CO, 80016 Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more
(303) 900-0343 Lender's profile and map Reviews End To End Home Loans LLC 6105 South Main Street, Suite 200, Aurora, CO, 80016 End To End Home Loans LLC to our customers to determine their real estate financing goals, needs, and wants. To find the best solution, we leverage our expertise, leading edge technology, and relationships with top lenders. We guide our customers through the mortgage process end to end.
(720) 434-5199 Lender's profile and map Reviews Mortgage First LLC 6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(720) 580-8800 Lender's profile and map Reviews Synergy Mortgage Solutions LLC 7186 South Ukraine Street, Aurora, CO, 80016 We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
(303) 768-8559 Lender's profile and map Reviews Custom Mortgage Solutions LLC 7995 South Coolidge Way, Aurora, CO, 80016 Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(701) 324-2285 Lender's profile and map Reviews First State Bank of Harvey 700 Lincoln Avenue, Harvey, ND, 58341 First State Bank of Harvey has been growing and changing with the community. Originally chartered in 1913 at Silva, North Dakota as the First State Bank of Silva with $10,000 in capital, the bank has grown to a $60 million institution with a branch in Anamoose, ND. Founded by H. Thorsen, A.O. Refling and H.L. Thorsen.