USDA Loan Vs. FHA loan for Edmonds, WA [Snohomish County ]

As of 2026, the USDA loan limit in Edmonds, located in Snohomish County, WA, stands at $713,000, whereas the FHA limit for a single-family residence is $977,500.

Leverage the Lendersa® USDA loan calculator to effectively compare the current top USDA and FHA rates, and identify the required income, credit, reserves, and documentation to qualify. Our state-of-the-art mortgage calculator also provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the most fitting program for your individual financial circumstances in .

Available USDA and FHA Loan Options in Edmonds, WA

The aim of Lendersa® is to secure the best possible USDA or FHA loan for you promptly and without complication. Select from three starting points to connect with matching lenders offering USDA loan programs.

Lendersa USDA loan request and corresponding matches

Understanding USDA Loans in WA

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, catering exclusively to rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA loans require no down payment at all.

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(903) 561-2603 Lender's profile and map Reviews Cooperative Teachers Credit Union 1424 WSW Loop 323, Tyler, TX, 75701 Cooperative Teachers Credit Union (CTCU), our mission is to be a thriving cooperative financial institution that helps our members achieve their goals by offering comprehensive financial products and services which they can receive in-person, online, or wherever they may be. Since 1953, we have committed ourselves to consistently serve our members.
(972) 347-9224 Lender's profile and map Reviews Horizon Lending Services 11411 Cedar Glen, Flint, TX, 75762 Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision
(217) 268-4911 Lender's profile and map Reviews Arcola First Bank 127 South Oak Street, Arcola, IL, 61910 Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
(830) 438-8200 Lender's profile and map Reviews Alamo Premier Mortgage 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070 "At Alamo Premier Mortgage We underwrite, process and close our own loans. We do VA, FHA, conventional, jumbo and investment loans. We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork We can Pre Approve your Land, Construction and Final Loan in one stop."
(830) 438-4558 Lender's profile and map Reviews Construction Financial Solutions 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070 CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
(888) 728-1954 Lender's profile and map Reviews Peoples Bank & Trust (Illinois) 511 S. Main St, Altamont, IL, 62411 Peoples Bank & Trust wasn't a bank started by one individual. It’s a bank that began among many working to address the needs of their community, Pana, IL in the 1950s. The problem was that many Pana- area residents weren’t able to secure loans through the banks in town. A group of forward-thinking community leaders recognized this issue
(830) 426-3066 Lender's profile and map Reviews TXN Bank 1502 Avenue M, Hondo, TX, 78861 Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.
(906) 632-3134 Lender's profile and map Reviews Chippewa County Credit Union 402 West Spruce Street, Sault Sainte Marie, MI, 49783 Chippewa County Credit Union Over the years, the credit union grew. An office was opened and employees were eventually hired. The name underwent a few changes, of course staff has changed, and we’ve moved to a bigger space, but we’re still the same. We take pride in being able to serve not only teachers and school administrators.
(906) 632-4210 Lender's profile and map Reviews Federal Employees of Chippewa County Credit Union 119 East Water Street, Unit 1, Sault Sainte Marie, MI, 49783 Federal Employees of Chippewa County Credit Union is dedicated to service the financial and economic well-being of our members, while giving constant consideration to their present and future needs, while striving to exceed their expectations. We are a small Credit Union located inside the beautiful Army Corps of Engineers Building on Water Street
(906) 632-5300 Lender's profile and map Reviews Soo Co-op Credit Union 4489 I-75 Business Spur, Sault Sainte Marie, MI, 49783 Established in 1958, Soo Co-op Credit Union is a not-for profit Financial Cooperative serving over 23, 000 members in the Eastern Upper Peninsula. With a passion for continuous improvement, our focus is to provide personalized service and a complete range of financial services designed to meet the individual needs of our members
(906) 635-9910 Lender's profile and map Reviews Old Mission Bank 2701 Interstate 75 Business Spur Sault, Sault Sainte Marie, MI, 49783 Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward
(906) 635-6250 Lender's profile and map Reviews Central Savings Bank 511 Bingham Ave, Sault Sainte Marie, MI, 49783 Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.