As of 2025, the USDA loan limit in Edmonds, located in Snohomish County, WA, stands at $713,000, whereas the FHA limit for a single-family residence is $977,500.
Leverage the Lendersa® USDA loan calculator to effectively compare the current top USDA and FHA rates, and identify the required income, credit, reserves, and documentation to qualify. Our state-of-the-art mortgage calculator also provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the most fitting program for your individual financial circumstances in
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| Loan Type | Maximum Loan Limit | Down Payment |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $977,500 | 3% |
The aim of Lendersa® is to secure the best possible USDA or FHA loan for you promptly and without complication. Select from three starting points to connect with matching lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, catering exclusively to rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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