USDA and FHA Pro and Con in Maltby, Snohomish County, WA

In 2026, the loan limit for USDA in Maltby, located in Snohomish county, WA, is $713,000. Meanwhile, for a single-family home, the FHA limit is $977,500.

Utilize the Lendersa® USDA loan calculator to compare today's ideal USDA versus FHA rates, and determine the necessary income, credit score, reserves, and documents required to qualify. This advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best program for your financial needs in .

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2026 Loan Limits and Downpayment Guidelines in Maltby, Snohomish, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Choices in Maltby, WA

At Lendersa®, we aim to swiftly connect you with the ideal USDA or FHA loan, hassle-free. Choose from three starting points that link you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in WA

The USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is solely available for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CBW Bank
  • 109 E. Main Street, Weir, KS, 66781
  • Our goal is help you achieve your dreams as you build your business.We offer best-in-class products to improve your productivity, whether it is automating your payroll deposits or streamlining your cash management, so you can focus on what you do best – growing your business. CBW is a financial services company based out of 109 E Main St, Weir, KS.

  • Dubuque Postal Employees Credit Union
  • 1155 Loras Boulevard, Dubuque, IA, 52001
  • Our Mission is to make available a source of credit at a fair and reasonable rate of interest, to encourage habits of careful management of money among our members and to provide our members the opportunity to manage their savings for their own benefit. Dubuque Postal Employees Credit Union Established in 1927.

  • Dubuque Bank and Trust Company
  • 1398 Central Ave, Dubuque, IA, 52001
  • At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.

  • The First Farmers National Bank of Waurika
  • 319 E D Ave, Suite 3227, Waurika, OK, 73573
  • With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities

  • Red Crown Credit Union
  • 5001 E 91st Street, Tulsa, OK, 74137
  • Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.

  • Raystar Mortgage Group Inc
  • 9404 S Delaware Ave, Tulsa, OK, 74137
  • Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan

  • The Pineries Bank
  • 3601 Main Street, Stevens Point, WI, 54481
  • The Pineries Bank was established in 1997 in the central Wisconsin community of Stevens Point, Wis. The bank essentially was organized as a start up bank and has grown from its original asset size of $6 million to $53 million.

    The Pineries Bank - Stevens Point, Wisconsin. Because Your Life is More Than Just a Formula.

  • Sentry Credit Union
  • 1800 North Point Drive, Stevens Point, WI, 54481
  • Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.