USDA Vs. FHA Pro and Con comparison in Maltby, Snohomish County, WA

In 2025, the loan limit for USDA in Maltby, located in Snohomish county, WA, is $713,000. Meanwhile, for a single-family home, the FHA limit is $977,500.

Utilize the Lendersa® USDA loan calculator to compare today's ideal USDA versus FHA rates, and determine the necessary income, credit score, reserves, and documents required to qualify. This advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best program for your financial needs in .

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2025 Loan Limits and Downpayment Guidelines in Maltby, Snohomish, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Choices in Maltby, WA

At Lendersa®, we aim to swiftly connect you with the ideal USDA or FHA loan, hassle-free. Choose from three starting points that link you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in WA

The USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is solely available for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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