USDA Vs. FHA Pro and Con comparison in Bothell-East, Snohomish County, WA

For 2025, the USDA loan limit in Bothell-East, county of Snohomish, WA, is $659,800. Meanwhile, the FHA limit for a single-family home is $776,250.

Make use of the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates and to ascertain the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the most appropriate program in for your financial situation.

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Details for 2025 Loan Limits and Downpayment Needs in Bothell-East, County of Snohomish, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Consider USDA and FHA Loan Options in Bothell-East, WA

The main aim of Lendersa® is to quickly secure the ideal USDA or FHA loan for you, effortlessly. Start with one of three pathways to link with lenders and USDA loan offerings.

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Understanding USDA Loans in WA

The USDA home loan, supported by the Department of Agriculture and often called a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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