USDA VS FHA in Stanwood, Snohomish County, WA

The USDA loan cap for a single-family home in Stanwood, county of Snohomish, WA, stands at $713,000 in 2025, while the FHA limit is $977,500.

Utilize the Lendersa® USDA loan calculator to contrast today's prime USDA and FHA rates, identifying the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, assisting you in determining the most suitable option for your financial situation in Alabama.

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2025 loan limits and down payment details for Stanwood, county of Snohomish, WA

Loan Type Loan Limit Down payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA loans in Stanwood, WA

Lendersa® aims to provide you with the optimal USDA or FHA loans promptly and without difficulty. Choose one of three initial steps to connect with lenders and USDA loan programs.

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An Overview of USDA Loans in WA

A USDA home loan is backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is accessible only in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
  • Los Angeles LDC Inc
  • 520 N. La Brea Avenue, Suite 108, Inglewood, CA, 90302
  • "Our mission is to provide capital and advisory services to foster positive community development impacts in distressed neighborhoods by aligning the needs of our borrowers and investors. The LDC is a nonprofit 501 (c) (3) public benefit corporation. It is licensed by the Department of Business Oversight of the State of California"
  • Professional Financial Mortgage Consultants, Inc.
  • 8939 Sepulveda Boulevard, Inglewood, CA, 90302
  • Professional Financial Mortgage Consultants Inc is located in Inglewood, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We Help you qualify for Real Estate Financing. image10. Purchase Loans. We Have the Loan That Is Right For You. Conventional; 1st Time Buyer; FHA Financing
  • VRM Lending
  • 740 Corporate Center Dr, Suite 900, Pomona, CA, 91768
  • VRM Lending LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the right mortgage for you and your family from the many mortgage options.
  • Community Mortgage Funding LLC
  • 3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
  • CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.
  • Prestamo Mortgage Corp
  • 609 1/2 Whittier Blvd, Montebello, CA, 90640
  • Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.
  • Camino Federal Credit Union
  • 520 N Taylor Ave, Montebello, CA, 90640
  • Camino Federal Credit Union has been caring for the financial needs of our community. Originally named Montebello Schools Federal Credit Union, our history began with service to employees of the Montebello Unified School District. Today, we are proud to serve members from every industry, background, and age group.
  • HL Home Loans
  • 3327 West Beverly Boulevard, Montebello, CA, 90640
  • HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages