USDA Vs. FHA your options comparison in Medina, King County, WA

In 2025, the USDA loan cap in Medina, King County, WA is $713,000; meanwhile, for a single-family home, the FHA limit is $977,500.

Use the Lendersa® USDA loan calculator today to compare the best USDA vs. FHA rates, and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Medina, King County, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Medina, WA

Lendersa® aims to get you the best USDA or FHA loan without hassle. Start with one of three ways to match lenders and USDA programs.

  1. Begin with USDA/FHA loan optimization
  2. Access USDA and FHA rates first
  3. Explore the largest USDA lender database
Results from Lendersa USDA loan match

Understanding USDA Loans in WA

USDA home loans, backed by the U.S. Department of Agriculture, known as USDA rural development loans or USDA mortgages, are available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none.

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  • Ideal Mortgage Services, LLC
  • 1257 Haslett Rd, Haslett, MI, 48840
  • Ideal Mortgage Services, LLC is a mortgage brokerage owned and operated locally in Haslett. We are licensed to do first mortgages throughout the entire state of Michigan. Ideal Mortgage has a very diverse client base, with all types of credit backgrounds. We are well versed in various types of loans,

  • Bank of Coushatta
  • 1525 Ringgold Avenue, Coushatta, LA, 71019
  • On July 30, 1897 the Bank of Coushatta was chartered and opened for business in the Town of Coushatta, located then on the East bank of the Red River. The total capital stock of the Bank at opening was $15, 000.00. In June of 1915, with capital stock of $25, 000, a surplus of $6, 250.00.

  • My Mortgage Quest Inc
  • 1719 Sycamore Drive, Plainfield, IN, 46168
  • My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Advance Capital Funding, LLC
  • 127 Rainbow Dr Suite2720, Livingston, TX, 77399
  • Advance Capital Funding, LLC, a Texas-based corporation led by Michael Berry, specializes in cutting-edge funding solutions for real estate investors. With expertise in both residential and commercial properties, we excel in expanding real estate investment portfolios. At Advance Capital Funding, we offer flexible, tailored programs ensuring swift

  • Huron Community Bank
  • 301 North Newman Street, East Tawas, MI, 48730
  • Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.

  • Community State Bank (Avilla, IN)
  • 802 E Albion St, Avilla, IN, 46710
  • Community State Bank came into existence in 1931 in the town of Avilla, Indiana. The organizers were mostly local merchants and farmers. Religious and civic leaders, recognizing the need for a local bank, entered into the movement. Community State Bank now has four locations in Avilla, Kendallville, Albion and Auburn.

  • First Federal Savings Bank of Washington
  • 439 South St. Road 57, Washington, IN, 47501
  • First Federal Savings Bank was established in Washington, Indiana in 1895. The Bank's organizational meeting was held on January 31, 1895 and its first Board of Directors included Hiram Hyatt, William Heffernan, Aikman Carnahan, Zed Benham, William A. Healy, Hamlet Allen, John M. Smith, E.A. Crosson and M.F. Burke.

  • Merchants Capital Corp
  • 410 Monon Blvd, Carmel, IN, 46032
  • Merchants Capital is a multifamily, affordable and healthcare lender offering a direct way to access fixed-rate, long-term, non-recourse financing via our bank, Merchants Bank, all with a single point of contact. We strive to provide the best origination and service of loan products with exceptional customer service, accuracy, creativity

  • Liberty Commercial Capital
  • 40 Executive Drive, Suite B, Carmel, IN, 46032
  • We are a team of highly experienced, certified finance professionals who have the expertise to create custom business loans for your company. Our experts care deeply about customer service and are ready to work closely with you to set up a financial plan. Our portfolio of products is wide-ranging,
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