USDA and FHA Pro and Con in Clyde-Hill, King County, WA

During 2025, in Clyde-Hill of King county, WA, the USDA loan limit is $659,800. Meanwhile, the FHA limit for a single-family home stands at $776,250.

Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA and FHA loans, determining the required income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to optimize your decision-making for your financial needs in .

Assess loan offers from a wide range of 100 lenders

2025 Loan Limits and Downpayment Requirements in Clyde-Hill, King, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

USDA and FHA Loan Alternatives in Clyde-Hill, WA

Lendersa® is committed to securing the ideal USDA or FHA loan promptly and without trouble. You can start by selecting one of three approaches that lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in WA?

A USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available solely in rural areas. Different from FHA loans, which require a down payment of at least 3.5%, USDA loans require none, offering significant advantages to qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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