USDA Loan Vs. FHA loan for Clyde-Hill, WA 2026

During 2026, in Clyde-Hill of King county, WA, the USDA loan limit is $659,800. Meanwhile, the FHA limit for a single-family home stands at $776,250.

Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA and FHA loans, determining the required income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to optimize your decision-making for your financial needs in .

USDA and FHA Loan Alternatives in Clyde-Hill, WA

Lendersa® is committed to securing the ideal USDA or FHA loan promptly and without trouble. You can start by selecting one of three approaches that lead you to matching lenders and USDA loan programs.

Loan Type	Loan Limit	Down Payment
USDA	$659,800	0%
FHA	$776,250	3.5%
Conventional Conforming	$776,250	3%

Lendersa USDA loan request and matching results

What Defines a USDA Loan in WA?

A USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available solely in rural areas. Different from FHA loans, which require a down payment of at least 3.5%, USDA loans require none, offering significant advantages to qualified buyers.

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561-827-5744 Lender's profile and map Reviews Jet Real Estate 410 Evernia St #523, West Palm Beach, FL, 33401 ## Welcome to Jamison Troutman Real Estate ### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
(561) 360-5964 Lender's profile and map Reviews CRE Loan 515 North Flagler Drive, Suite P-300, West Palm Beach, FL, 33401 CRELoan is a leading Commercial Real Estate Loan advisory firm that secures financing for the nations top-tier investors, operators, owners and developers. We work with a wide array of sources to arrange financing for all commercial property types from $10, 000, 000 to in excess of $50, 000, 000 per transaction.
(561) 853-2129 Lender's profile and map Reviews Landmark Appraisal & Realty Group, Inc. 301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401 Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!
(347) 744-0473 Lender's profile and map Reviews SWAPAMORTGAGE LLC 805 N. Olive Ave, West Palm Beach, FL, 33401 "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
(561) 820-4895 Lender's profile and map Reviews Palm Beach First Financial & Mortgage Company LLC 120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401 Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.
(561) 948-2022 Lender's profile and map Reviews Jet Mortgage Group 224 Datura Street, Suite 910, West Palm Beach, FL, 33401 Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.
561-203-5190 Lender's profile and map Reviews GREYSON CAPITAL, LLC 120 S. Olive Avenue \| Suite 701, West Palm Beach, FL, 33401 Greyson Capital, LLC is more than a full service mortgage lender. When you contact us, a Greyson mortgage specialist will walk you through the transaction, be it the purchase of a new residence, a second home, or an investment property. We also offer a variety of refinancing programs and products to fit your specific needs.
305-582-2824 Lender's profile and map Reviews Ocean Capital Lending 120 S. Olive Ave., Suite 311, West Palm Beach, FL, 33401 Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.
(561) 677-8160 Lender's profile and map Reviews 7th Level Mortgage LLC 515 North Flagler Drive Suite P-300, West Palm Beach, FL, 33401 7th Level Mortgage, LLC is an award winning veteran owned mortgage company offering residential and commercial mortgage loans, home loans, refinance mortgages, Jumbo loans, FHA Mortgage, VA Mortgage, HARP loans, First Time Home Buyers, Commercial and Business loans as well as Reverse Mortgage loans.
(808) 737-4328 Lender's profile and map Reviews Pearl Hawaii Federal Credit Union 94-449 Ukee Street, Waipahu, HI, 96797 Pearl Hawaii Federal Credit Union (Formerly Pearl Harbor Federal Credit Union; PHFCU) is a not-for-profit, financial cooperative. PHFCU has built a solid foundation to provide affordable financial services, financial products, technical assistance, and educational resources to current members as well as to all who reside on the island of O'ahu.
(808) 671-0977 Lender's profile and map Reviews ALOHA LENDING SERVICES 94-1024 Waipio Uka St, Suite 207, Waipahu, HI, 96797 Aloha Lending Services is a locally-owned, family-run Hawaiian mortgage company. Shannon M. Taparra is the Principal Broker. We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available,