USDA VS FHA in Clyde-Hill, King County, WA

During 2026, in Clyde-Hill of King county, WA, the USDA loan limit is $659,800. Meanwhile, the FHA limit for a single-family home stands at $776,250.

Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA and FHA loans, determining the required income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to optimize your decision-making for your financial needs in .

Assess loan offers from a wide range of 100 lenders

2026 Loan Limits and Downpayment Requirements in Clyde-Hill, King, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

USDA and FHA Loan Alternatives in Clyde-Hill, WA

Lendersa® is committed to securing the ideal USDA or FHA loan promptly and without trouble. You can start by selecting one of three approaches that lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in WA?

A USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available solely in rural areas. Different from FHA loans, which require a down payment of at least 3.5%, USDA loans require none, offering significant advantages to qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Clyde-Hill Lenders

  • Lenders Wholesale
  • 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004
  • Lends in Washington

  • How Private Lending Can Get Your Loan Pipeline Growing Again!
    The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.

  • Puget Sound Cooperative Credit Union
  • 11201 SE 8th Street, Suite 208, Bellevue, WA, 98004
  • Lends in Washington
  • Originally chartered in 1934 as Puget Sound Power & Light Employees Credit Union; today’s Puget Sound Cooperative Credit Union (PSCCU) is not only a not-for-profit, member-owned financial cooperative, but we have grown to become a proactive contributor to environmental sustainability, financial security for others, and job creation.

  • Military VA Loan
  • 200 112th Ave NE, Suite 310, Bellevue, WA, 98004
  • Lends in Washington
  • MilitaryVALoan.com is an independently owned, non-government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy. Call 888-977-5113 to get started.government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy.

  • Fortis Mortgage Advisors
  • 1601 114th Avenue SE, Suite 106A, Bellevue, WA, 98004
  • Lends in Washington
  • The mortgage process has garnered the reputation of being painful, expensive, and time-consuming. We believe it doesn’t have to be. When we started Fortis Mortgage Advisors our goal was to take a complex process and make it easy. At our core, we believe that homeownership, with the right mortgage, is the best.

  • Creek And Ocean Mortgage
  • 845 106 Ave NE, Suite 101, Bellevue, WA, 98004
  • Lends in Washington
  • Creek and Ocean mortgage To overcome this challenge, we work closely with a large number of reputable lenders. We diligently monitor the market to see which lender offers competitive rates and fees; who is running specials; and who currently excels in terms of turn time and customer services.

  • Bismark Lending
  • 10500 NE 8th St, Suite 700, Bellevue, WA, 98004
  • Lends in Washington
  • For the past 30 years Bismark has been lending money to provide private financing for the construction of single-family homes. We began with a mortgage lending license from Washington State, working from an office in Lynnwood, Washington. We financed our business with a line of credit made available by a local retired businessman.

  • Bellevue Capital Group
  • 10500 NE 8th St, Suite 1910, Bellevue, WA, 98004
  • Lends in Washington
  • Bellevue Capital Group is your partner in success. Our underwriting team will quickly evaluate your credit situation and business profile to come up with the best strategic loan program for your specific scenario. With relationships with over 200 lenders, we can provide you with the best possible funding, guaranteed!

  • Legacy Group Capital, LLC
  • 400 112th Avenue North East, Suite 400, Bellevue, WA, 98004
  • Lends in Washington
  • "A Premier private lending company, we build healthy returns through real estate investing and lending opportunities.

    We partner with builders, real estate investors and homeowners to help them achieve their goals in real estate acquisition through a premier lending platform like no other."

  • American Mortgage Inc
  • 989 112th Ave Ne, Suite 201, Bellevue, WA, 98004
  • Lends in Washington
  • American Mortgage, we believe in helping our clients improve their lives. For the last 20 years, we’ve emphasized building relationships with the people we work with. We feel passionately about bringing transparency and integrity to the mortgage industry. From our very first day, we’ve worked to provide a transformative impact in our client’s lives

  • Intercontinental Mortgage Inc.
  • 10900 Northeast 4th Street, Suite 2300, Bellevue, WA, 98004
  • Lends in Washington
  • Intercontinental Mortgage is a diversified financial service company. However, the business philosophy is a simple one: to offer extensive loan programs to satisfy any clients' home lending needs. Our entire staff is dedicated to promote high standards of business practices & act in accordance with all federal and state laws, rules, & regulations.