In the year 2026, the USDA loan limit in Bellevue, located in King County, WA, is set at $713,000, whereas the FHA limit for a single-family home is $977,500.
With the Lendersa® USDA loan calculator, examine and contrast today's top rates between USDA and FHA. Determine your eligibility by checking necessary income, credit, reserves, and documents. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to help choose the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $977,500 | 3% |
Lendersa® is committed to providing the best USDA or FHA loan quickly, making the process seamless and efficient. Choose one of three paths to find matching lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan, is offered in rural regions only. Unlike FHA loans requiring at least a 3.5% down payment, no down payment is needed for a USDA mortgage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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