USDA Vs. FHA your options comparison in Mercer-Island, King County, WA
In 2025, the USDA loan limit for Mercer-Island, in King county, WA is $659,800. In contrast, for a single-family home, the FHA limit is $776,250.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and ascertain the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping pinpoint the best choice for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Mercer-Island, King, WA
Loan Type
Maximum Limit
Minimum Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA Loan Options in Mercer-Island, WA
Lendersa® is committed to providing you the best USDA or FHA loan rapidly and seamlessly. Begin with one of the three starting points to find matching lenders and relevant USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is specifically for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.
In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
Educational Systems Federal Credit Union was formed in 1955 by a small group of educators who wanted to make a difference by helping the members of the education community achieve their financial goals and dreams. They volunteered their time and pooled their savings to make affordable loans to their co-workers.
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Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Since 1960, MCT has been creating financial solutions for the people who live and work in Montgomery County. If you’ve been thinking about joining us, what’s stopping you? We accept members from most local businesses, and if your employer isn’t on our list yet, it’s easy, fast, and free to sign on.
Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
