USDA and FHA Pro and Con in Mercer-Island, King County, WA
In 2026, the USDA loan limit for Mercer-Island, in King county, WA is $659,800. In contrast, for a single-family home, the FHA limit is $776,250.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and ascertain the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping pinpoint the best choice for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Mercer-Island, King, WA
Loan Type
Maximum Limit
Minimum Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA Loan Options in Mercer-Island, WA
Lendersa® is committed to providing you the best USDA or FHA loan rapidly and seamlessly. Begin with one of the three starting points to find matching lenders and relevant USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is specifically for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.
5440 W. 110th Street, Building 2, Suite 300, Overland Park, KS, 66211
ONE Advisory Partners is an SEC-registered investment advisor focused on making our clients’ lives better. We handle the heavy lifting of your financial life so you can focus on the things that matter the most to you. We saw a need for robust wealth advice for real people, so we apply the best practices we learned from helping large institutional.
6900 College Blvd, Suite 740, Overland Park, KS, 66211
Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.
Our goal at Bank 1st is to help you with all of your financial needs. We offer competitive loan and deposit products, mobile and electronic services and with three locations and multiple ATMs, you can bank when and where it is convenient for you. We take pride in being an active community bank that provides helpful
Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
9237 Ward Parkway, Suite 114, Kansas City, MO, 64114
Catholic Family Credit Union has been serving the financial needs of South Kansas City's Catholic community since 1957. Occupying a single room at St. Elizabeth Parish, CFCU, then known as St. Elizabeth Credit Union, received its charter that year as a parish-based credit union. Since its humble beginnings in that small room, the credit union has g
9201 Ward Parkway, Suite 210, Kansas City, MO, 64114
Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.
At nbkc, we’re making banking what it should be: simple, transparent, and free. And we’re doing it across all of our services — checkings, savings, business accounts, loans, and more. Simply said, what you see is what you get. No bank fees. No fine print. No asterisks. Just great customer service, awesome rates.
"King of Kash is a financial services company specializing in installment loans and based in Kansas City, Missouri. The company was founded in 1978 and has since grown beyond Missouri to serve customers in multiple states.
King of Kash provides more affordable installment loans than many banks, payday, or title loan companies,"
Your Mortgage are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
