USDA Vs. FHA Pro and Con comparison in Newcastle, King County, WA
For the year 2025, the USDA loan limit in Newcastle, within the county of King, WA, is set at $713,000. In contrast, the limit for an FHA loan for a single-family home is $977,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA and FHA rates. Identify the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .
Overview of 2025 Loan Limits and Downpayment Requirements in Newcastle, County of King, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Discovering USDA and FHA Loan Options in Newcastle, WA
The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loan available, without hassle. Choose one of three starting points to get matched with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—sometimes referred to as a USDA rural development loan or mortgage—is specifically available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident
At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.
202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
Academic Federal Credit Union The mission of the Academic Federal Credit Union is to provide excellence in a full range of financial services to our members. As a not-for-profit financial institution, our chief concern is the financial well-being of our members. We desire to be their primary financial institution by offering comprehensive services.
Accolend provides asset based and hard money lending solutions for developers, builders, investors of all sizes. We have many different solutions to solve your investment needs. Our rates are lower than most hard money lenders and we typically do not charge points. Closings can be very fast, as short as 2 days. Call us today to discuss your project
A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.
Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago
AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.
Memorial Health Credit Union is a 48 year-old not-for-profit financial cooperative established in 1972. Our team works hard for each & every member by answering interest rates questions, qualifying new members, assembling due diligence on loans, setting up customized savings accounts, establishing direct deposits and helping with new credit cards.
