For the year 2026, the USDA loan limit in Newcastle, within the county of King, WA, is set at $713,000. In contrast, the limit for an FHA loan for a single-family home is $977,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA and FHA rates. Identify the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .
Overview of 2026 Loan Limits and Downpayment Requirements in Newcastle, County of King, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Discovering USDA and FHA Loan Options in Newcastle, WA
The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loan available, without hassle. Choose one of three starting points to get matched with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—sometimes referred to as a USDA rural development loan or mortgage—is specifically available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
Lends in Washington
We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
14205 S.E. 36th Street, Suite 350, Bellevue, WA, 98006
Lends in Washington
Access Business Finance is a U.S. asset-based lender that provides working capital for businesses unable to qualify for traditional bank financing. Our creative asset-based loans, commercial lines of credit, real estate loans and factoring rebuild your businessâs financial strength.
3633 136th Place SE, Suite 210, Bellevue, WA, 98006
Lends in Washington
Based out of Bellevue (WA), Homeseed was launched in June of 2016 with the goal of creating a mortgage company that would provide clients and partners with a simplified and empowering home lending experience. This early vision attracted some of the best mortgage professionals in the Seattle Market to the Homeseed Lending Team.
14205 SE 36th Street, Suite 100, Bellevue, WA, 98006
Lends in Washington
Megastar Financial Corporation is a privately held mortgage banking firm. Our loans are processed, funded and underwritten in house, we are a national approved FHA lender. We pride ourselves on having the best reputation in the industry when it comes to closing loans on time every time. With integrity and accountability our loan officers
BestMortgage.com went online in 1995 as one of the very first mortgage company websites in the entire country. We have always been way ahead of the competition. From the very beginning, the hallmark of Best Mortgage® has been "Honest Advice You Can Trust"®. We provide informational mortgage consulations WITHOUT a high pressure- sales pitch.
At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.
Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
Since 1923, we have built our reputation as a provider of financial solutions, a concierge of professional connections, and a partner in community service. First Financial Northwest Bank - providing personalized service that drives us to deliver Unique, Innovative financial solutions across 15 branches in King, Snohomish and Pierce County.
At Tamaela Mortgage, we live by these core values – integrity, trust, commitment, service, and knowledge – every day, in every client relationship. Our product knowledge, work ethic, and dedication to service combine to deliver an unparalleled customer experience. Rob Tamaela, President and CEO at Tamaela Mortgage.
Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.
