USDA Vs. FHA Pro and Con comparison in Issaquah, King County, WA
In the year 2025, in Issaquah within King County, WA, the USDA loan cap is set at $713,000, while the FHA limit for a single-family home is $977,500.
The Lendersa® USDA loan calculator is an excellent tool to compare leading USDA against FHA rates available today. This calculator helps you understand the income, credit, reserves, and documentation required for eligibility. By leveraging this advanced mortgage tool, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the most appropriate option for your financial situation in .
2025 Loan Limits and Downpayment Requirements within Issaquah, County of King, WA
Type of Loan
Maximum Loan Limit
Minimum Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Exploring USDA and FHA Loan Options in Issaquah, WA
Lendersa® aims to swiftly connect you with the optimal USDA or FHA loan, effortlessly. Choose from three starting methods to discover lenders that align with USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture, known alternatively as a USDA rural development loan or USDA mortgage, available only in rural areas. Differing from FHA loans, which require a minimum 3.5% down payment, the USDA loan demands no down payment at all.
1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208
We know each family wants to hear those words, and the Road To Close can seem unfamiliar and stressful in today’s lending arena. The families we’ve helped have all found their own peace of mind thanks to our World-Class Digital Mortgage Experience. We’ve made it as easy as possible to apply, and even easier to get to the finish line.
1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208
Mid-Atlantic Financial Group, LLC is a commercial mortgage brokerage firm in Baltimore, Maryland that specializes in financing for non-owner residential and commercial real estate. With over 10 years of commercial real estate experience, we are able to help structure and fund those tough non-bankable situations.
Ronis Mortgage Network, Inc. is a full-service mortgage company committed to provide you with personal service. The owner, Bruce Ronis, will review all your options with a no cost in home consultation. We get you the lowest rates possible and provide the attention and service you deserve.
1700 Reisterstown Road, Suite 122, Pikesville, MD, 21208
First Trust Financial, LLC is a boutique mortgage lending firm that helps homebuyers find and secure competitive home loans. We develop customized finance packages tailored to our clients’ needs and take pride in the one-on-one counseling that our team of experts provides along the way.
1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208
OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.
Cofmar Financial Inc. is guided by relentless focus on our customers. We deliver operational excellence in every corner of the Company and meet or exceed our commitments to all our customers. All of our long-term strategies and short-term actions are molded by a set of core values that are shared by each and every employee.
600 Reisterstown Rd, Suite 602, Pikesville, MD, 21208
Pimlico Capital is a hard money lender based in Baltimore, Maryland. We are a direct lender (not a broker) and leading provider of hard money financing in all 50 states. Our team has real estate investor experience and knows what it takes to be successful in today’s competitive market.
Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.
15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.
