USDA VS FHA in Sammamish, King County, WA

In 2026, the USDA loan limit for Sammamish in King County, WA, is $713,000, while the FHA limit for a single-family home is $977,500.

Utilize Lendersa®'s USDA loan calculator to compare the best rates of USDA vs. FHA today, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator enables a side-by-side look at USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Sammamish, King County, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Sammamish, WA

Lendersa® aims to provide the best USDA or FHA loan quickly and with minimal hassle. Choose one of the three starting points to find matching lenders and USDA loan programs.

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What is a USDA Loan in WA?

A USDA home loan, or USDA rural development loan, is guaranteed by the Department of Agriculture and is available in rural neighborhoods only. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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