FHA Vs. USDA loan program for Renton, King County, Washington

In 2025, the USDA loan limit for Renton in King County, WA, is $713,000. Meanwhile, the FHA limit for a single-family home is $977,500.

With Lendersa®'s USDA loan calculator, compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the right program for your financial situation in .

USDA and FHA Loan Options in Renton, WA

Lendersa® aims to quickly offer the best USDA or FHA loan, minimizing hassle. Choose from three starting points that match lenders with suitable USDA loan programs.

Understanding USDA Loans in WA

A USDA home loan is a government-backed mortgage by the Department of Agriculture. Known as a USDA rural development loan, it is available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages require no down payment.

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(253) 677-4867 Lender's profile and map Reviews Jensen Kelly 15608 SE 224th Street, Kent, WA, 98042 "At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through. We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"
(425) 256-2070 Lender's profile and map Reviews Cascadia Mortgage 23302 139th Avenue South East, Kent, WA, 98042 The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(253) 939-8600 Lender's profile and map Reviews Pinnacle 1 Mortgage LLC 15423 South East 272nd Street, Suite 110, Kent, WA, 98042 Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.
(206) 890-9432 Lender's profile and map Reviews Every Door Home Loans 5506 6th Ave S, Suite 204, Seattle, WA, 98108 Every Door Home Loans has upgraded the traditional mortgage experience. Our innovative lending model invests more money, offer more services, and leverages resources exclusive to Every Door Home Loans. Being free of strict corporate bureaucracy allows us the ability to be nimble, innovative, collaborative, and competitive
8133847579 Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
206 267 2650 Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Builders Capital, we see ourselves as an extension of your team. We want to help you meet your construction goals, and to us, that process starts with exceeding your expectations. Builders Capital provides a full range of competitive loan programs for builders, developers, and real estate investors.
(425) 251-8888 Lender's profile and map Reviews Cascade Federal Credit Union 18020 80th Avenue S, Kent, WA, 98032 Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
(206) 718-9488 Lender's profile and map Reviews Rhonda Porter - Mortgage Master Service Corp. 20425 72nd Avenue S, Suite 210, Kent, WA, 98032 Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
(253) 854-4641 Lender's profile and map Reviews Kent Jewelry & Loan 624 West Meeker St, Kent, WA, 98032 Affordable Goods Since the 1980's, Kent Jewelry & Loan has been serving Washington residents with used retail items at reasonable prices. As Kent's oldest pawn shop, our family-owned and operated business has never failed to supply a large variety of used firearms, jewelry, electronics, sporting goods
(206) 779-6805 Lender's profile and map Reviews E-Lending Inc. 4505 Somerset Lane, Kent, WA, 98032 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(253) 234-2185 Lender's profile and map Reviews Kiel Mortgage 20425 72nd Ave S, Suite 210, Kent, WA, 98032 Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
(253) 859-5300 Lender's profile and map Reviews MORTGAGE MASTER SERVICE CORPORATION 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032 Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.