USDA Vs. FHA your options comparison in Renton, King County, WA

In 2026, the USDA loan limit for Renton in King County, WA, is $713,000. Meanwhile, the FHA limit for a single-family home is $977,500.

With Lendersa®'s USDA loan calculator, compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the right program for your financial situation in .

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Renton, King County, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Renton, WA

Lendersa® aims to quickly offer the best USDA or FHA loan, minimizing hassle. Choose from three starting points that match lenders with suitable USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in WA

A USDA home loan is a government-backed mortgage by the Department of Agriculture. Known as a USDA rural development loan, it is available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Brighton Bank Tennessee
  • 7663 Highway 51 S, Brighton, TN, 38011
  • Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910

  • West Tennessee Credit Union
  • 13690 Highway 51 South, Suite 107, Atoka, TN, 38004
  • The West Tennessee Credit Union is a Not-for-Profit Mutual Benefit Financial Cooperative serving its members who share a common bond with high quality, friendly, fair, and courteous services while maintaining long-term financial stability and safeguarding the members' assets. We've proudly been serving members' needs since 1967!

  • Metro Mortgage Group
  • 405 E. Main Street, Owosso, MI, 48867
  • We are a small company that takes pride in having a vested personal interest in your financial success.

    We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer.

    While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player

  • Memphis Municipal EFCU
  • 577 Dr Martin Luther King Jr Avenue, Memphis, TN, 38126
  • Memphis Municipal Employees Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.

  • Freedom Bank TX
  • 405 S Norton Ave, Freer, TX, 78357
  • Freedom Bank is a full-service South Texas financial institution that operates with a high level of customer satisfaction in providing the products and services that the community demands and deserves. We accomplish this by paying a high level of attention to making prudent decisions that take into account sound credit principles, customer needs.

  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.

  • Wanigas Credit Union
  • 1837 Bagley Street, Saginaw, MI, 48601
  • Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. Services like mobile banking that include mobile loan applications, mobile check deposit, mobile bill pay and more.

  • Southtrust Bank, National Association
  • 601 Guadalupe Street, George West, TX, 78022
  • SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by

    successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as

  • One Source Home Mortgage
  • 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
  • One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect

  • Jackson Henry Mortgage, LLC
  • 26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
  • Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • CLM Mortgage, Inc.
  • 480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380
  • CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.

  • Traditions Mortgage Group
  • 2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380
  • Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.