USDA Vs. FHA Pro and Con comparison in North-Yelm, Thurston County, WA

For 2025, the USDA loan limit in North-Yelm, within Thurston county, WA, is $324,700, while the FHA limit for a single-family home is $405,950.

Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rate offers today. Determine income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, helping you find the best program in for your financial circumstances.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in North-Yelm, Thurston, WA

Loan Type Loan Limit Down Payment
USDA $324,700 0%
FHA $405,950 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Yelm, WA

Lendersa®'s goal is to quickly secure the best USDA or FHA loan, minimizing hassle. Start with one of three choices that connect you to lenders and USDA loan programs.

Lendersa USDA loan request and results

What is a USDA Loan in WA?

A USDA home loan, backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans need no down payment, offering considerable advantages.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Financial Compound
  • 1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
  • Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.
  • VRB Mortgage, Inc.
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  • Associated Properties Inc.
  • 504 San Nicholas Court, Laguna Beach, CA, 92651
  • Associated Properties, Inc., a family-owned real estate & lending company, was founded back in 1964 and incorporated in 1973 by Albert George Geigele of Newport Beach California. His career in real estate & lending spanned over half a century. Those whom had the privilege to work with him will always remember him for his honesty and trust
  • Loan Works
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  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
  • Loans by Suzette
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  • Loans by Suzette is an independently owned, full-service mortgage brokerage firm that provides a complete range of residential and income property financing options. The firm is headquartered in Laguna Beach, California, with an additional office in Beverly Hills, California, and handles financing all over the state via their partnership.
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  • Pacific Loan Group, a professional mortgage company specializing in reverse mortgages. At Pacific Loan Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Blink Home Loans Inc
  • 1385 Katella Street, Laguna Beach, CA, 92651
  • Blink Home Loans has funded numerous loans and solidified itself as a low price leader in the lending Industry. Others have tried to duplicate our process, when it comes down to it they just can’t compete with our dedication to provide the lowest rates coupled with our professionals to deliver outstanding customer service to our customers
  • Sierra Pacific Mortgage
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  • Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades
  • Grace Capital Group Real Estate Partners
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