USDA and FHA Pro and Con in North-Yelm, Thurston County, WA

For 2025, the USDA loan limit in North-Yelm, within Thurston county, WA, is $324,700, while the FHA limit for a single-family home is $405,950.

Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rate offers today. Determine income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, helping you find the best program in for your financial circumstances.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in North-Yelm, Thurston, WA

Loan Type Loan Limit Down Payment
USDA $324,700 0%
FHA $405,950 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Yelm, WA

Lendersa®'s goal is to quickly secure the best USDA or FHA loan, minimizing hassle. Start with one of three choices that connect you to lenders and USDA loan programs.

Lendersa USDA loan request and results

What is a USDA Loan in WA?

A USDA home loan, backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans need no down payment, offering considerable advantages.

Enter your location to find out if it qualifies for USDA rural housing loan?



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