USDA VS FHA in Port-Hadlock-Irondale, Jefferson County, WA

In 2025, the USDA loan limit for Port-Hadlock-Irondale in Jefferson County, WA is $302,900, whereas the FHA limit for a single-family home is $356,362.

Apply the Lendersa® USDA loan calculator to assess and compare today's premier USDA versus FHA rates, highlighting the required income, credit, reserves, and documentation for eligibility. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the program in that suits your financial situation best.

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2025 Loan Limits and Downpayment Regulations in Port-Hadlock-Irondale, Jefferson County, WA

Loan Category Loan Limit Down Payment
USDA $302,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Port-Hadlock-Irondale, WA

Lendersa® is committed to securing the best possible USDA or FHA loan for you quickly and without complications. Choose from three methods to connect with lenders and USDA loan programs.

Results of Lendersa USDA loan requests and matching

Understanding USDA Loans in WA

A USDA home loan, endorsed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 7851 Johnson Street, Suite 101, Hollywood, FL, 33024
  • We provide mortgages. Contact us if you are looking to buy a house, sell a house, or refinance. We can assist you with your loan and other real estate needs! Jean-Claude Cherilus have always enjoyed being of service to others, helping them to have a positive experience in their home-buying journey.
  • Hashtag Mortgage Company LLC
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  • Mortgage Masters Inc
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