USDA Vs. FHA Pro and Con comparison in Port-Hadlock-Irondale, Jefferson County, WA
In 2026, the USDA loan limit for Port-Hadlock-Irondale in Jefferson County, WA is $302,900, whereas the FHA limit for a single-family home is $356,362.
Apply the Lendersa® USDA loan calculator to assess and compare today's premier USDA versus FHA rates, highlighting the required income, credit, reserves, and documentation for eligibility. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the program in that suits your financial situation best.
2026 Loan Limits and Downpayment Regulations in Port-Hadlock-Irondale, Jefferson County, WA
Loan Category
Loan Limit
Down Payment
USDA
$302,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Port-Hadlock-Irondale, WA
Lendersa® is committed to securing the best possible USDA or FHA loan for you quickly and without complications. Choose from three methods to connect with lenders and USDA loan programs.
A USDA home loan, endorsed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require none.
Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.
224 W. Washington St, Suite 103, Sequim, WA, 98382
Lends in Washington
Peninsula Mortgage is the longest running independent Mortgage Lender on the Peninsula and is known for expertise, great loan prices and personal service and As an independent Mortgage Lender I am able to fit the best home loan available to my client's needs. A "single source" Lender can only offer the loans they happen to have in house.
Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years
19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
Lends in Washington
Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers
Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
3500 188th Street SW, Suite 575, Lynnwood, WA, 98037
Lends in Washington
Pacific Crest Savings Bank is a local, independently owned community bank. Delivering the highest level of customer service & expertise to our community for over three decades. We offer personal & business savings and checking products with competitive rates. Lending includes specialized loans for commercial, multifamily and residential properties.
3400 188th Street SW, Suite 101, Lynnwood, WA, 98037
Lends in Washington
Capstone Home Loans is a leading, full-service integrated mortgage bank setting the standard for the industry today with a purposeful eye towards the future. A unique firm with a practice that actively supports the talents of experienced mortgage professionals who are focused on serving their client’s goals in pursuit of the American Dream.
