USDA VS FHA in Port-Townsend, Jefferson County, WA
In 2025, the USDA loan limit for Port-Townsend, situated in Jefferson county, WA, is set at $302,900. Meanwhile, for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today. This tool helps determine the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, aiding your choice of the most suitable program for financial needs in .
2025 Loan Limits and Downpayment Conditions in Port-Townsend, County of Jefferson, WA
Loan Type
Loan Limit
Down Payment
USDA
$302,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Port-Townsend, WA
The goal of Lendersa® is to help you acquire the best USDA or FHA loan expeditiously and effortlessly. Initiate one of three starting routes that align you with the right lenders and USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, and is specifically available in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.
New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.
Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
19125 North Creek Parkway, Suite 210, Bothell, WA, 98011
TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker.
Westwood Mortgage specializes in helping people find the perfect loan for their needs.Our focus is on providing our clients with the best service, competitive interest rate & fees, along with the most accurate information. We offers clients the highest level of customer service combined with the widest variety of competitive mortgage loan programs.
450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366
American First Lending Corporation is a direct lender focused on superior execution and customer satisfaction. We pride ourselves in providing our clients with superior service while maintaining the highest standard of professional integrity in the ever changing residential lending landscape.
425 Pontius Avenue N, Suite 450, Seattle, WA, 98109
Lakeview Mortgage prides itself on rendering the highest caliber of services with timely responsiveness to clients. We are uniquely poised to provide comprehensive services in relation to purchasing/refinancing your primary residence, second home or investment property. Lakeview Mortgage was opened in 2003.
We offer highly competitive home loans, refinancing options and more to the greater Puget Sound area. We are the most interactive real estate lending company in the Northwest, striving for industry transparency through resourceful education. brokers and lenders, we offer highly competitive home loans, refinancing options.
Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.
Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
