FHA Vs. USDA loan program for Port-Townsend, Jefferson County, Washington

In 2025, USDA loan limit in Port-Townsend, county of Jefferson, WA is $302,900 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Port-Townsend, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(770) 503-0380 2210 miles Lender's profile and map Reviews Homestar Financial Corporation 332 Washington St. NW, Gainesville, GA, 30501 HOMESTAR Financial Corporation is a full service mortgage banker controlling every aspect of the loan process with in house processing, underwriting, closing and funding of each mortgage transaction. Having an in-house team separates HOMESTAR from other mortgage companies because it is easier for HOMESTAR mortgage lenders to communicate quickly
(404) 402-6281 2210 miles Lender's profile and map Reviews PURE LIGHT MORTGAGE INC 2234C Thompson Bridge Road, Gainesville, GA, 30501 The Pure Light Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(304) 325-9753 2211 miles Lender's profile and map Reviews National Employees FCU 3140 East Cumberland Road, Bluefield, WV, 24701 National Employees Federal Credit Union has been open since 1948. The credit union has assets totaling $14.44 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
(304) 323-3732 2211 miles Lender's profile and map Reviews Mercer County Teachers FCU 258 Blue Prince Road, Suite 102, Bluefield, WV, 24701 The Mercer County WV Teachers Federal Credit Union (MCWVTFCU) has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, MCWVTFCU will continue a sound yet progressive.
(404) 935-1848 2211 miles Lender's profile and map Reviews OneMile Mortgage LLC 5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(470) 375-9900 2211 miles Lender's profile and map Reviews Multiple Lending Solution Inc 1770 Indian Trail Road, Suite 420, Norcross, GA, 30093 Multiple Lending Solution Inc We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
(800) 303-0060 2211 miles Lender's profile and map Reviews LoanUnitedcom LLC 1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093 Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
(678) 205-5849 2211 miles Lender's profile and map Reviews SHELTER HOME MORTGAGE, LLC 1770 Indian Trail Lilburn Road NW, Suite 400, Norcross, GA, 30093 Shelter was founded in 1984 and has been originating loans in Georgia since 1993. We partner with real estate companies to offer you a convenient one-stop experience for your home buying and financing needs. Today, we are recognized as the industry leader in mortgage partnerships because we are experts in our business
(334) 821-9200 2211 miles Lender's profile and map Reviews AuburnBank 100 North Gay Street, Auburn, AL, 36830 Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers
(205) 588-0672 2211 miles Lender's profile and map Reviews GULF STATES FINANCIAL 305 E. Thach Avenue, Suite H, Auburn, AL, 36830 Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
(404) 643-1982 2211 miles Lender's profile and map Reviews SL Lending 1939 Hosea Williams Drive, Atlanta, GA, 30317 Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.