In 2025, the USDA loan limit in Poulsbo, situated in the county of Kitsap, WA, is set at $398,300. At the same time, the FHA limit for a single-family home is $563,500.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps determine the needed income, credit score, reserves, and documents for eligibility. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best-suited program in
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $398,300 | 0% |
| FHA | $563,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to quickly connect you with the most suitable USDA or FHA loan, without hassle. Choose among three starting points that link you with fitting lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is offered exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
