USDA and FHA Pro and Con in Poulsbo, Kitsap County, WA
In 2026, the USDA loan limit in Poulsbo, situated in the county of Kitsap, WA, is set at $398,300. At the same time, the FHA limit for a single-family home is $563,500.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps determine the needed income, credit score, reserves, and documents for eligibility. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best-suited program in for your financial needs.
Overview of 2026 Loan Limits and Downpayment Requirements in Poulsbo, County of Kitsap, WA
Loan Type
Loan Limit
Down Payment
USDA
$398,300
0%
FHA
$563,500
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Poulsbo, WA
The goal of Lendersa® is to quickly connect you with the most suitable USDA or FHA loan, without hassle. Choose among three starting points that link you with fitting lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is offered exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
Lends in Washington
Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
Lends in Washington
BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers
Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.
2150 North 107th Street, Suite 170, Seattle, WA, 98133
Lends in Washington
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
Wallingford Mortgage Services Inc was born in 2003, the same year as my son. We named the company after the neighborhood of Seattle that we live in. A Mom and Pop shop, literally. I was our loan officer and my wife was our processor. We started our business not just to make more scratch.
