USDA Vs. FHA your options comparison in Poulsbo, Kitsap County, WA
In 2025, the USDA loan limit in Poulsbo, situated in the county of Kitsap, WA, is set at $398,300. At the same time, the FHA limit for a single-family home is $563,500.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps determine the needed income, credit score, reserves, and documents for eligibility. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best-suited program in for your financial needs.
Overview of 2025 Loan Limits and Downpayment Requirements in Poulsbo, County of Kitsap, WA
Loan Type
Loan Limit
Down Payment
USDA
$398,300
0%
FHA
$563,500
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Poulsbo, WA
The goal of Lendersa® is to quickly connect you with the most suitable USDA or FHA loan, without hassle. Choose among three starting points that link you with fitting lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is offered exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
1930 6th Avenue South, Suite 104, Seattle, WA, 98134
Express Credit Union is a community based and member-owned nonprofit financial institution serving the Puget Sound community since 1934. We offer checking and savings accounts, loans and other products that deliver great value and exceptional service to our members Our new focus is on providing low and moderate income.
We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
Waterfront Federal Credit Union is a not-for-profit, member-owned financial cooperative. We are a dedicated, unionized partner with a closed field of membership, allowing us to provide the unique and individualized service our members expect and cannot find anywhere else.Waterfront Credit Union
5400 California Ave SW, Suite B, Seattle, WA, 98136
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
19125 North Creek Parkway, Suite 120, Bothell, WA, 98011
Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.
19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.
New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.
