USDA and FHA Pro and Con in Port-Ludlow, Jefferson County, WA
As of 2025, in Port-Ludlow, Jefferson county, WA, the USDA loan limit is $302,900, while for a single-family home, the FHA limit is $356,362.
Utilize Lendersa®'s USDA loan calculator to evaluate the top USDA vs. FHA rates today and identify the income, credit, reserves, and paperwork required to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you through your decision-making process to determine which program in Alabama is best suited for your financial situation.
Understanding 2025 Loan Limits and Downpayment Requirements in Port-Ludlow, Jefferson County, WA
Loan Type
Loan Limit
Down Payment
USDA
$302,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Choices in Port-Ludlow, WA
The ambition of Lendersa® is to facilitate your access to the best USDA or FHA loan options swiftly and easily. Choose one of three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusively for rural locations. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment at all, making them an appealing alternative for many.
4300 W 7th St, Room 1A-118, Little Rock, AR, 72205
VA Hospital Federal Credit Union. The credit union was established in 1951 to serve its members financial needs. Since its inception the credit union has provided financial services at the best economical rates in the most opportune manner. This tradition started over 6 decades ago continues today.
Baptist Health Federal Credit Union is a not-for-profit financial institution with a people helping people mentality. We serve employees, friends, family, retirees, and volunteers of Baptist Health and other healthcare service industries. All deposits are federally insured by the NCUA up to $250,000. Visit the NCUA to learn more.
1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.
Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.
2915 W Bitters Road, Suite 102, San Antonio, TX, 78248
We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.
2822 N Loop 1604 W Ste. 101, San Antonio, TX, 78248
Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122 and we provide residential mortgage solutions to a broad range of clients and customers. Our services include Conventional Mortgages, Jumbo and Non-conforming loans, VA and FHA loans, as well as a host of refinancing options.
3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
